1Wk·

Streamlining the portfolio - what would you do?

Dear Community,


Yesterday you were able to help me quickly and effectively. I sold the tiny positions $MATIC (-1.5%) with a considerable loss and $ETH (-1.29%) with a small profit and set up a weekly savings plan on $BTC (-0.7%) set up a weekly savings plan.

In order to simplify and streamline the portfolio even further, I now have the following question for you...


To help you understand my portfolio better, here is a brief explanation:


The main portfolio (currently approx. 150k) is a core-satellite portfolio with 56% $IWDA (+0.1%) , 20% $GGRP (+0.17%) , 12% $WSML (-0.19%) and 12% $XMME (-0.41%) .

With just under 20k is still the $CSPX (+0.3%) in the portfolio.


I have also been holding a separate div growth portfolio (currently approx. 34k) with these stocks for some time:


$MMM (+0.06%) approx. 1500€


$MSFT (+1.29%) approx. 1400€


$ABT (+0.57%) approx. 3300€


$JNJ (+0.93%) approx. 2800€


$PEP (+0.31%) approx. 2700€


$PG (+0.16%) approx. 3300€


$TDIV (-0.6%) approx. 3900€


$WQDS (-0.18%) approx. 3850€


$FGEQ (-0.09%) approx. 3800€


$VWRL (+0.01%) approx. 3750€


$FUSD (-0.08%) approx. 3750€


I save the ETF fraction constantly, nothing should or will change.


I'm just wondering how I should structure the ratio of individual stocks from now on. Should I increase all individual stocks to 5000€ per position or all stocks except Microsoft to 6k? Any other suggestions or ideas? If I simply leave the individual stocks untouched, the money would go into the div ETFs in tranches.


Total TER at 0.22 (which is quite acceptable for me) - and the overlaps are known and also okay for me 😄


Once again, thank you from the bottom of my heart and have a nice rest of Sunday 😎


Best regards


EvD

7
Join the conversation