Christoph · 2024-03-17T19:18:57.834362Z

Entry to better cover the tech sector in my portfolio

1Yr

But why with union investment and not with a cheap ETF?

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Christoph@Huskyboy

1Yr

@McCrispy I prefer to entrust my money to people and get better conditions, so I don't have to pay a custody account fee/issue surcharge

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Christianxys@Christianxys

1Yr

@Huskyboy bei tr a ned

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Epi@Epi

1Yr

@Huskyboy "Better conditions" 😂

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Ironman@Ironman2022

1Yr

@Huskyboy then take a look at the TER😉

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Christoph@Huskyboy

1Yr

@Epi yes, because I work in a network I get employee conditions

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Cekay@CMustermann

1Yr

@Huskyboy "I prefer to entrust my money to people" - good to know that you employees actually believe the crap you tell pensioners in order to skim off 1.8% TER.

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Ilo@Serious0

1Yr

People make mistakes and you can't trust them.
I only trust myself and if I make a mistake, it's my own fault.

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Epi@Epi

1Yr

1.8% TER. Is it worth it in the long term?

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Pascal@Finanzios

1Yr

Union's funds are not bad at all. My UniGlobal has already performed significantly better than my MSCI World this year 👍

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Christoph@Huskyboy

1Yr

@Finanzios yes, i also think that they are very good uniglobal is also the basis in my portfolio they have recently released a new one that also includes blockchain and bitcoin i will also keep an eye on it

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Smudo@Smudeo

1Yr

@Huskyboy hast du da ne WKN?

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Christoph@Huskyboy

1Yr

@Smudeo A3CU5D

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Pascal@Finanzios

1Yr

@Huskyboy I hadn't even noticed yet. Very interesting 👍

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Brokémon@Brokemon

1Yr

@Finanzios I also have the Uniglobal and can only share your satisfaction. But why do you have the Uniglobal and Msci World? They are almost identical in terms of composition and therefore systematic risk

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Daniel@Bidax

3Mon

@Finanzios I can only confirm that. I have that too. The only pity is that I don't see any live values here in the portfolio. Uni is more expensive in terms of TER. But it is actively managed and has generated more returns 'on balance'. In retrospect, of course.

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Daniel@Bidax

3Mon

The only thing that annoys me is the rather high fees at VR. 😔

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Pascal@Finanzios

3Mon

@Bidax As long as it performs so well and generates higher returns despite higher costs, everything is fine. 🥳

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Daniel@Bidax

3Mon

@Finanzios This is the best case scenario. But if you have to sell a 300 euro position with 1x.xx fees, you quickly learn to fear trading fees. TR and what they are all called are not an option. This back and forth between banks annoys me even more.

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Pascal@Finanzios

3Mon

@Bidax TR simply tempts people to sell and buy because the fees are so low. That's how they earn their money. 👍

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