First of all, welcome to the game & I think you have a pretty tidy portfolio for not having been in the game for so long. Sure, a €200 position won't make you rich, but I assume that's a bit of a build-up?
Would you really make the sales just for the tax-free amount, i.e. get back in immediately afterwards, or are you planning to do something else with the money?
Would you really make the sales just for the tax-free amount, i.e. get back in immediately afterwards, or are you planning to do something else with the money?
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@DieEnte7 hey, thanks for the answer! The small 200€ positions should actually be removed, as I opened a few positions at the beginning (with 1000€ starting balance) to better understand the stock market. In the meantime, however, I see more potential elsewhere, so I will liquidate or reallocate them when the time comes.
I would sell them because of the exemption amount and to build up a new cash position. I currently only hold just under €600 in cash
I would sell them because of the exemption amount and to build up a new cash position. I currently only hold just under €600 in cash
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@sakamotoo So having an "iron reserve" of 2-3 months' salary is not wrong, but in my opinion you don't need anything more than that as an artificial cash reserve. But I'm also a fan of slowly building it up with your current income instead of selling good stocks like Alphabet.
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