Staatsmann · 2024-09-02T18:44:59.568413Z

Die ING Gruppe erhöht in Deutschland die Gebühren. $INGA folgende Änderungen treten demnächst in Kraft: Kostenfreies Girokonto benötigt 1000€ Geldeingang statt wie zuvor 700€ (sonst 4,90€/Monat) Girocard 1,49€/Monat statt 0,99€ pro Monat Handelgebühr an der XETRA steigt von 1,90€ pro Transaktion auf 2,90€ pro Transaktion Gebühren für Bargeldeinzahlungen steigen ebenfalls Im Gegenzug soll die Gebühr auf Aktiensparpläne von 1,75% auf 1,5% des Transaktionsvolumens sinken. Ein genaues Gültigkeitsdatum habe ich nicht gesehen, aber tippe mal auf Ende des Jahres 2024. #news #banking

@Staatsmann

4Mon·

The ING Group increases its fees in Germany. $INGA (-1.9%)

The following changes will come into force soon:

Free current account requires 1000€ cash deposit instead of 700€ as before (otherwise 4.90€/month)
Girocard €1.49/month instead of €0.99 per month
Trading fee on XETRA increases from €1.90 per transaction to €2.90 per transaction
Fees for cash deposits also increase

In return, the fee for share savings plans will fall from 1.75% to 1.5% of the transaction volume.

I have not seen an exact validity date, but my guess is the end of 2024.

#news
#banking

30 Comments

Dividende > Zinsen@GoDividend

4Mon

Let's see what the other banks have in store for the new year 😅

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Staatsmann@Staatsmann

4Mon

@GoDividend Fee increases have now been announced by several banks.
In particular in the areas of securities trading and current accounts, or in the case of current accounts, that the monthly cash deposit for the free current account will increase.

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Dividende > Zinsen@GoDividend

4Mon

@Staatsmann therefore. Well, it only affects me semi
I'm pleased about the reduction in savings plans.

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Bowser@Bowser

4Mon

It's a good thing I switched to C24... you even get interest on your current account and everything runs smoothly there. 👌

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Nostradonkey💩@DonkeyInvestor

4Mon

Good, I don't use any of it 👍

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Play R.@Playrio

4Mon

@DonkeyInvestor It's a good thing I'm doing this now weis👍🏻

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Nostradonkey💩@DonkeyInvestor

4Mon

@Playrio reassuring to know that you have read it 👍

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MarTheRadi@marda304

4Mon

From 01.11. I am not very enthusiastic

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Toooom@Toooom

4Mon

@marda304 thought from 1.12

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Staatsmann@Staatsmann

4Mon

@marda304 @Toooom I also read both dates and therefore wrote "end of the year" for the time being.

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MarTheRadi@marda304

4Mon

@Staatsmann I read this yesterday in the Handelsblatt. Now the article actually says 1.12. But it could also be my mistake
https://www.handelsblatt.com/finanzen/banken-versicherungen/banken/girokonto-ing-erhoeht-einige-gebuehren-welche-kunden-betroffen-sind/100065465.html

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Staatsmann@Staatsmann

4Mon

@marda304 Yesterday I also had Handelsblatt with 1.11. Another site wrote 1.12.

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Lama@MLana

4Mon

Hopefully the etf savings plans will also remain free in the tongue
*Future

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Kevin E.@KevinE

4Mon

@MLana Autocorrect has misunderstood something, I suspect 🙃

In any case, I assume that ETFs can still be saved for free (at least most of them, not all ETFs are free).

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Hebel-Horst@DoppelSchlechtMinus

4Mon

@KevinE What do you mean by "not all ETFs are free"? I thought at ING only many ETFs are not eligible for savings plans, but if savings plans are possible, then also free of charge?

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Nostradonkey💩@DonkeyInvestor

4Mon

@KevinE Otherwise, just change depot again to somewhere else 😅

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Kevin E.@KevinE

4Mon

@Dividensenmann Yes, if a savings plan is possible, then it's free. But you can only buy some ETFs from ING individually - and that's not free.

Admittedly, I expressed myself incorrectly above.

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Hebel-Horst@DoppelSchlechtMinus

4Mon

@KevinE All right. I had feared that they were now also operating a confused two-tier society like Consors.

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Lama@MLana

4Mon

@KevinE 🤣🤣🤣damn autocorrect

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mco@mco

4Mon

However, this all requires the active consent of the customer... 😉

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Staatsmann@Staatsmann

4Mon

@mco Well, if you don't agree, there's the termination. 🤷🏼‍♂️
So it's coming either way, whether you stay a customer or not. :)

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mco@mco

4Mon

@Staatsmann Hm, not necessarily, but perhaps it also depends on the bank and how necessary it is for customers. For example, I still don't pay anything for my Visa card at comdirect. They actually also introduced fees 2 or 3 years ago 😉

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Staatsmann@Staatsmann

4Mon

@mco I once had an account with Postbank and simply didn't agree to the new terms and conditions by mistake.
Less than a month after the new terms and conditions came into force, I received the notice of termination by post and was asked to provide an IBAN to which they should transfer the balance.

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René@Booz

4Mon

I think the reduction in the fee for share savings plans is a good thing. The fee for the Girocard is not, although it is of course bearable. We still each have a Girocard. Unfortunately, we still have too many retailers in the area that don't accept credit cards.
The rest is okay for me.

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