2Yr·

Moin moin dear community,


until now I was only a silent reader, now I would be happy about a feedback.


A few infos about my depot and the thought behind it:


I started almost 2 years ago with small savings rates. Initially I thought I could do well with sector ETFs, meanwhile I am of a different opinion and have therefore recently sold almost everything and restructured the portfolio.


I am now actively saving in 3 ETFs, which should make up 50% of my savings rate and my portfolio.

$XDWD (-0.55%) to 30%, $XMME (-0.98%) at 10% and $XRS2 (-0.46%) at 10%.


The remaining 50% should then form the individual shares, each at 3-4%.

$NEL (+0.5%) still flies out, $DPW (-1.45%) and $ADBE (-0.85%) are still to be added.


Thanks to a new job, I can work with significantly higher savings rates in the future and weight the individual items accordingly.


Since I am still relatively young, my goal is of course to build up assets over the long term and as securely as possible. Nevertheless, I wanted to add a few individual stocks, which in my eyes have what it takes for an excess return.


Kind regards!

Check out my Dashboard now!
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12 Comments

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Why Deutsche Post of all companies? Your new employer or because of the dividend?
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@Krush82 No, not my new employer, more because of the dividend. Besides, I think they are well positioned and I can't imagine the next few years without them.
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@DogecoinInvestor but I don't see any huge potential there either.
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@Krush82 it is quite enough if they get back to their ATH🚀
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So your name is already a hard clickbait, am disappointed :(
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It's quite IT-heavy. Let's see if you actually get an excess return with the current interest rate situation. I would probably leave out the Russel ETF. 2 + individual stocks are enough.
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@six Yes, that also gives me pause for thought. However, I also work in the IT sector and have a lot to do with most companies, so I am convinced of the long-term potential.

I found the Russel interesting in order to diversify even further, as I didn't have any other small caps and these are certainly capable of outperforming the MSCI World.

Thanks for your assessment! :)
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@DogecoinInvestor oha. So double the risk 😳
If IT goes moderately downhill then professionally and with the portfolio 😉
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@DogecoinInvestor I am also a friend of small caps. I also have the Russel, it's my best ETF
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looks good so far I think ;)
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@Bluechip0707 Thank you very much!
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In my view, good selection of individual stocks, but no real diversification - almost only IT stocks. I would recommend a broader diversification of individual stocks, although you can also achieve this with an ETF.
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