Nils Novak · 2024-11-15T18:14:44.367174Z

Ich habe letzte Woche ein Depot bei Scalable Capital eingerichtet. Neben meinem Cashflow Depot, was mir nächstes Jahr aktuell 709,45€ Dividende zahlt (siehe Bild) werde ich dort ein Sparplan Depot einrichten. Dieses Sparplan Depot soll eine Laufzeit von 20 Jahren+ haben. Monatlich werden hier 495€ eingezahlt und auf 15 Unternehmen wie folgt aufgeteilt: $GOOGL - 33€ $AMZN - 33€ $AAPL -33€ $ASML - 33€ $FAST - 33€ $JNJ - 33€ $MC - 33€ $MCD - 33€ $MSFT - 33€ $NOVO B - 33€ $PEP - 33€ $PG - 33€ $UNP - 33€ $UNH - 33€ $V - 33€ Am Montag werden die Sparpläne das erste mal ausgeführt und dann geht es monatlich weiter. Werde hier monatlich ein Update posten

@nino99

2Mon·

I set up a custody account with Scalable Capital last week.

In addition to my cash flow depotwhich currently pays me a dividend of €709.45 next year (see picture), I will set up a savings plan custody account there.

This savings plan custody account will have a term of 20 years+.

I will pay in €495 per month and divide it between 15 companies as follows:

$GOOGL (-1.25%) - 33€

$AMZN (+0.5%) - 33€

$AAPL (-0.5%) -33€

$ASML (+0.99%) - 33€

$FAST (+0.15%) - 33€

$JNJ (+0.56%) - 33€

$MC (+0.84%) - 33€

$MCD (+0%) - 33€

$MSFT (+1.02%) - 33€

$NOVO B (+1.64%) - 33€

$PEP (+0.01%) - 33€

$PG (+0.52%) - 33€

$UNP (+0.19%) - 33€

$UNH (-0.21%) - 33€

$V (-0.26%) - 33€

The savings plans will be executed for the first time on Monday and then continue on a monthly basis.

I will post a monthly update here

9 Comments

Unbekannt@Pirat123

2Mon

Why is there a monthly update if the savings plan looks the same every month? There are no changes and the post will always be the same. It doesn't have to be

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Thomas B.@VfB

2Mon

@Pirat123 No, that is not correct. Although the monthly savings contribution is the same, the number of shares held and therefore the amount of the dividend payment increases!
So it changes every month!

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Unbekannt@Pirat123

2Mon

@VfB Of course it changes, but marginally, as your payment per share is not particularly high (if I remember correctly without looking it up). But sorry, even if I say it like that, who cares that you get €2 more in dividends compared to the previous month? That's fine for you, but the others don't care. The fact is that your investment or savings plan will NOT change every month.

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Nils Novak@nino99

2Mon

@Pirat123 The fact is that there are people who supposedly don't care, but still add their two cents ✌🏻
Over the years, the monthly "small" amount, as you state here, doesn't matter. There are still people here who don't earn 10,000 euros a month, if I am to believe everything here at getquin.
See you here after 20 years, then I'll post an update ;)

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Gomerdoc@Gomerdoc

2Mon

@nino99 Feel free to post what you want. Even with the same savings plan, there may be a need for changes over the years. Then you will certainly get feedback.

Ps: quite a good selection for long-term investment 👍

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Nils Novak@nino99

2Mon

@Gomerdoc genau ✌🏻

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