fair to say, your selection is very US-heavy. $ITOT and $ARCC will pay you out nice dividends till retirement💶 i like the Bond ETF, i would go for longer terms. Maybe you choose some EU-stocks to diversify your depot! Everthing in one, good and concise selection🚀
@DividendCop totally agree, think it's due exchange rates - USD I get hit, at the moment think 1nzd only gets about 62c but even worse if I look up into Europe, so kind of balancing that on what I do 😀