Why never? I have fixed exit targets and if the 70-100k fall in Bitcoin I am far in the plus. The decent titles should then be bought with the money.
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@ParinDodt and if that doesn't happen? Or lasts longer than if you had parked it in an ETF or bonds? Crypto admixture - okay, you can do that. But you're now relying on a scenario that, if it doesn't happen, could end with your (your?!) retirement poverty? You're 38, not 58, you have real estate. I think it makes the most sense for you to start diversifying as soon as possible. Everything you can invest in, in assets outside of crypto. With an investment horizon of 25-30 years, you can still do something, right? Otherwise, you still have the "Vegas option."
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•@KevinC
So take longer is not a problem, since it is as I said only "play money". I have fixed money that I save every month, unfortunately currently only in a call money account because of the quick access in case of emergency  I'll put it this way, if the money is gone, it would of course be a shame, but we can still continue to live as before. I even have several private pension insurance policies, which of course is not perfect protection now either.
So take longer is not a problem, since it is as I said only "play money". I have fixed money that I save every month, unfortunately currently only in a call money account because of the quick access in case of emergency  I'll put it this way, if the money is gone, it would of course be a shame, but we can still continue to live as before. I even have several private pension insurance policies, which of course is not perfect protection now either.
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@ParinDodt then I would definitely put a part in investments that will be almost 100% significantly higher in 15-20 years -> savings plan on broadly diversified ETF. If you have the time to read up intensively on the valuation of individual stocks, you could include them later. With a good foundation (paid off real estate at retirement) an ETF portfolio will not be something that will hurt you. PS: Of course you can also be lucky with your current plan. I personally think it is very risky and would stay away from it.
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@KevinC
So that's the plan after the next bull run which hopefully brings with in my portfolio a 3-5x.  I definitely agree with you, this is gambling at its highest level.
So that's the plan after the next bull run which hopefully brings with in my portfolio a 3-5x.  I definitely agree with you, this is gambling at its highest level.
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