1Wk·

Switching back and forth empties pockets.

After some back and forth, I think I have now found what I want to save for the long term and securely.

10 euros go into Bitcoin every Monday

$IWDA (-1.03%) 100 per month

$TDIV (-0.63%) 100 a month

$O (+1.37%) also 100 per month

$SGBS (+0.3%) 100 per month

$NU (-11.11%) is a test balloon with a small position. Let's see what happens.

The aim is to generate both growth and cash flow in the long term (10 years).

The savings rate of $O (+1.37%) is increased monthly by the dividend. The 1/4 annual distributions from the $TDIV (-0.63%) are also increased by the dividend in the savings plan.

Probably very boring, but I think that's ok for me.

I still have 300 euros a month at my disposal that can be invested if there is a dip.

Should the $SGBS (+0.3%) remain tax-free permanently after a holding period of one year, you could switch 1 year before retirement to be able to withdraw tax-free.

Could

have $HIMS (-26.15%) and $AMZN (-2.39%) and $NVDA (-3.63%) sold too early, but still made a profit.

Since individual stocks are somehow too stressful for me, and I don't have any nerves when things go down, I stick with ETFs.

Have a nice weekend Carsten

PS the return figures for Getquin are somehow no longer correct since I switched to TR. :-(

6 Comments

1Wk

May I ask why you invest in $SGBS and not in $DE000EWG0LD1 or $4GLD? Are bonds not an issue for you?

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Carsten@Carsten1970

@Smartieeee A colleague once sent me a selection of tax-free gold investments and I opted for that one because of the low TER. And at $SGBS I can also have the gold physically paid out. If it should ever be necessary.

Regards
Carsten

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John@Doe

$EWG2 is also tax-free after one year and no TER 🧐

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Carsten@Carsten1970

@Doe ok. Thanks for the info. 👍👍

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W. M.@W0io

Get amazon back into the depot 😉

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Carsten@Carsten1970

@W0io No, I don't want to do much more with individual shares. Maybe a small position once in a while, but I can't cope with this "stress". And above all, I don't always want to look at my portfolio and read analyses and quarterly figures. I have realized that this is not good for me and it significantly reduces my leisure time.
$NU I also sell when I'm up and $O stays put for the time being. Until I shift it to $TDIV.
But if I have a 50-60 hour week at work, I don't want to take on portfolio management on top of that.
So I think I'll keep my hands off individual stocks, mainly because I don't have "much time" left to make up for losses

and there are enough examples of not necessarily betting only on the current top global players. Because that can be over quite quickly. As we have seen in the past and will see again in the future.

Carsten

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