Question1 : No nest egg? Reserves?
Question 2: What do you use to make the chart?^^
Question 3: Do you compare your tariffs yourself or do you use Clark or similar?
Advice: In my opinion, this over-perfectionism is not healthy in the long term. Treat yourself sometimes, don't overdo it. Do you really have to have a mini-job? Use the €250 for fun and leisure - I would always prioritize mental health. And if you don't have any, I would always save a small amount outside the stock market - you never know what might happen
Question 2: What do you use to make the chart?^^
Question 3: Do you compare your tariffs yourself or do you use Clark or similar?
Advice: In my opinion, this over-perfectionism is not healthy in the long term. Treat yourself sometimes, don't overdo it. Do you really have to have a mini-job? Use the €250 for fun and leisure - I would always prioritize mental health. And if you don't have any, I would always save a small amount outside the stock market - you never know what might happen
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@tom_finance
1. but it is there. That's what I've been "feeding on" for the last few years :-)
2. flow chart of financial flow:
https://www.finanzfluss.de/rechner/flussdiagramm/
3. have made use of help tools such as Check24 or Clark
Regarding your advice: I hear this point a lot. But I've learned in the past that I simply don't need much. For example, I bought a fast and expensive car when I was young. It was a dream I'd always had. After six months at the latest, I no longer wanted the car. I don't care about clothes. I'm very alternative and buy almost everything second-hand. The most expensive things are really the dates with my partner haha
I understand about the amount of money. I don't think it would be wrong to "save" a certain amount every month. I'll take it with me. Thank you
1. but it is there. That's what I've been "feeding on" for the last few years :-)
2. flow chart of financial flow:
https://www.finanzfluss.de/rechner/flussdiagramm/
3. have made use of help tools such as Check24 or Clark
Regarding your advice: I hear this point a lot. But I've learned in the past that I simply don't need much. For example, I bought a fast and expensive car when I was young. It was a dream I'd always had. After six months at the latest, I no longer wanted the car. I don't care about clothes. I'm very alternative and buy almost everything second-hand. The most expensive things are really the dates with my partner haha
I understand about the amount of money. I don't think it would be wrong to "save" a certain amount every month. I'll take it with me. Thank you
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Hi, I've only had 36 years of life experience, but I'd give you the tip of living as a young person. It doesn't necessarily get easier in old age and none of us knows how long we have on earth. Financial freedom or not, but don't be a slave and save yourself to death!
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