1Yr·

Savings plan

I can invest CHF 1300 per month and would distribute this as follows.

CHF 500. $IUIT (+1.04%)

CHF 500. $ANX (+1.17%)

CHF 300. $VWRL (+0.66%)

What do you think of this distribution or do you have any suggestions for improvement?

7 Comments

Jonny@Jonny45810

1Yr

Would invest 1000 in $VWRL
And try 300 in individual shares.

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Kai@Dividenden-Sammler

1Yr

I would also leave out the S&P sector ETF and put the additional amount into Vanguard. You can do All-World and Nasdaq if you also want to overweight IT. However, I would run a maximum of 1/3 Nasdaq and 2/3 All-World, as tech is already well represented in Vanguard.

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Trust4Finance_@Trust4Finance

1Yr

@Dividenden-Sammler Why leave out the S&P? The tech sector will probably continue to perform well

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Kai@Dividenden-Sammler

1Yr

@tim_vgt would say that the tech sector is also well covered by the Nasdaq ETF, not to mention the world ETF, where it is also the largest sector. Of course, you could also leave out the Nasdaq and go for the S&P. I would rather do it the way I wrote it.

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Trust4Finance_@Trust4Finance

1Yr

@Dividenden-Sammler It's true that the world covers a lot, but it can't hurt to push the sector as well.
All I keep reading about the Nasdaq is that it has a very high risk, or is that wrong?

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Kai@Dividenden-Sammler

1Yr

@tim_vgt is quite tech-heavy - when things get rough there, you notice it quite clearly in the Nasdaq index. That's why diversification is important - if things aren't going so well in one sector, you can make up for it with others.

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TheGuardian@TheGuardian

1Yr

Based on past performance, a great growth portfolio. I like this distribution.

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