8Mon·

Hello,

Just to get some feedback from you, the specialists.

I'm doing a saving plan at TR with the following investment monthly

actually is weekly but this are the month values.

$UST (+1.04%) 600€
$AAPL (+0.27%) 300€
$SEDG (-4.28%) 300€ (I believe when fed drop the rates it will increase alot)
$AMZN (+1.83%) 300€
$MSFT (+3.69%) 300€
$ADBE (+0.33%) 300€
$UBER (+0.59%) 300€
$AMD (+1.13%) 300€
$NVDA (+6.15%) 300€

Any thoughts on this strategy?

12 Comments

Miguel@Igotaplan

8Mon

What’s the plan here? If you want to diversify on American techs just buy an etf

••

Miguel R.@M1ch3

8Mon

The plan is to invest in stocks than can incresase their price in the long term. More than 3, 4 years.

••

Deleted User

8Mon

Comment was deleted

PowerWordChill@PowerWordChill

8Mon

at least $UBER isn't really a tech company, it's just a cab company with a fancy app, and if you're a tech company with your own app... oh man, $MCD and my local brewery are in the tech business now. 😉

And $AMZN is most likely a retailer/logistics provider rather than what I would call technology....

But I'm with you, this is not a strategy that is a gamble on US large caps

At this point just buy $UST it makes no difference... 🙃

•

Miguel R.@M1ch3

8Mon

Actually if you bought the 10 large caps in the US for the last 10 years, with rebalancing yearly you have 600% against 490% of Nasdaq 100.

•

VillaSpilla@VillaSpilla

8Mon

@M1ch3 YES, but this is a retrospective. If you do not know the future (what I suppose) I would go for a minimum diversification with the EQQQ.

•

Deleted User

8Mon

Comment was deleted

Miguel R.@M1ch3

8Mon

@Performax

••

Miguel R.@M1ch3

8Mon

@Performax But each year you need to rebalance your portfolio, and replace the underperforming with the other companies. it's the same as manage ETF. instead of the biggest 500 (sp500) it's the biggest 10 of each year. I have made a lot of simulations and it's quite appealing.

••

Carles@Carles

8Mon

@PowerWordChill $AMZN just a retailer/logistics provider…? Prime Video, and specially AWS with it’s cloud service, the app… if Amazon was just a retailer the valuation wouldn’t be so high, and it wouldn’t be affected so much every time it has good or bad news from it’s hard tech part of the business…

And $UBER is not a cab company, the value is the app and the capacity of getting comissions on it, they don’t own the cars nor employ the drivers (and now they’re also in delivery business with Uber Eats)…

••

PowerWordChill@PowerWordChill

8Mon

@Carles Good points, but for Amazon that's not their core business. They do these things on the side and they happen to be more profitable than their core business. But more than 70% of revenue comes from the online store, third party sellers and physical stores.
The crazy thing is that without AWS, the profit would be close to zero.

And Uber offers the same service as a cab company. Yes, they don't have to buy their own cars and their drivers are independent contractors.
But at the end of the day, it's about transporting people.
They also have a lot of litigation going on because many states think this is a cab company and should be treated as such.

we may be dealing with a definition problem. When is a company considered “tech”?

Is a company that makes batteries "tech" or is it "industrial"?

How much of my core business can be non-tech so that the company itself can be tech?

Is tech defined as advanced technology or as everything that has to do with tech?

If we define it too broadly, EVERYTHING becomes tech. 😉

•

Carles@Carles

8Mon

@PowerWordChill in any case, all this stocks tend to move in a similar direction, so I'd consider it not very much diversified investments...

•

View one more answer