Very good question! I think about this a lot: when would be the point to turn things aroud. Quit job if you don't like it, try something of your own. In the short terms 200k is "the point of relaxation", 1 million is the final destination. Just because "million" sounds cool.
@demoenigma I can promise you that 200k will not be a "point of relaxation". It's more likely that the stress of not losing the money again will slowly set in. 😬