2D·

Diversification

BackStube · 2025-01-19T15:20:24.811530Z

Hallo, ich spare den $IWDA und möchte nun etwas mehr Diversifikation reinbringen und habe mir überlegt mehr zu streuen, da er sehr US-lastig ist. Wäre es sinnvoll parallel einen anderen ETF zu besparen der in anderen Ländern präsent ist? Würde mich über ein paar Vorschläge freuen ☺️

Hello, I am saving the $IWDA (+0.27%) and would now like to bring in a little more diversification and have thought about diversifying more, as it is very US-heavy.

Would it make sense to save in parallel in another ETF that is present in other countries?

I would be pleased to receive a few suggestions ☺️

5 Comments

Kevin@VPT

The $IWDA is diversified enough.

The US stock market has the highest earnings growth and the strongest innovative power.

If you enter into an ETF on Europe or the emerging markets, I think they will underperform.

In my opinion, the risk that US equities will perform worse over the LONG TERM and that you will therefore achieve poorer returns due to your high US exposure is significantly lower than that Europe or emerging markets will outperform over the same period, but rather "go under".

I don't think the risk/reward ratio is there. That's why I don't have any Europe or emerging markets ETFs.

What can be useful, however, is stock picking in these markets as the P/E ratios are significantly lower and individual companies can be found here.

I still feel more comfortable with $VWRL, for example. The majority here is also US. A small part of EM is nevertheless included. Another advantage of the ETF solution is that the sector or region that is growing faster also grows in the ETF without you having to balance.

•

BackStube@BackStube1997

@VPT Okey 🤔Then I think I'll stick with it for now. And can think again later about whether it makes sense to diversify further.

Thanks :)

••

Marcel@Mcl1991

Sure. If that's what you want. Many people then add an ETF to their portfolio that tracks emerging markets. E.g. the $EIMI. Others weight Europe instead of EM.

•

Julius@Aktienmeer

I wouldn't do that. As a rule, you leave a return on your investment.

•

BackStube@BackStube1997

@Aktienmeer so would you say you'd rather stay with the $IWDA?

••