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Jose
@Kspykee
1Wk·

ETF

Hello,

I am in the process of changing my portfolio, and thought I would allocate about 7k to a small ETF portfolio.

I have 65% of portfolio in Funds, 50% Ibex, 50% MSCI, so both regions are well covered.

On the ETF side, I thought about this particular allocation:

ETF emerging countries + Asia. $EIMI (-0.05%)

ETF Europe $SMEA (+0.05%)

Gold ETF $IGLN (-0.45%)

ETF Defense + Aerospace. $IVDF (+0.59%)


I will try to balance at 25% each fund, and use a monthly plan to periodically contribute according to performance.

Any ideas for improvement?

Thanks

4Positions
0.66%
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10 Comments
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Swin@swinbbe
1Wk
uf I would remove the ibex issue... to each his own, but I don't find it funny.
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Jose@Kspykee
1Wk
@swinbbe I have had the fund for years in ING, and I get about 30% profit.
In Getquin it is not exactly that one, but there is a very similar one (from BBVA).
BBVA Bolsa Indice $JG1Z1X
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Swin@swinbbe
1Wk
@Kspykee I am terrified of bank funds etc., but that's up to each one of us, a hug.
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Jose@Kspykee
1Wk
@swinbbe will probably get worse and worse, as interest rates move. And Spain is very dependent on banking. There we agree 100%. I will see how it is changing % towards electricity or Inditex type, and if it continues to be profitable, of course I will keep it.
It is one of the stock markets with the best individual performance in recent years.
Boring, that's for sure. 😄
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Swin@swinbbe
1Wk
@Kspykee excessively boring for my taste, but this is a matter of taste and color, I am 26 years old and I have a fairly long horizon, that's why I add a little more variance.
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Jose@Kspykee
1Wk
@swinbbe good luck. At 40, one is already thinking about more secure things, that you have to put extra granites to the future retirement ☺️
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Swin@swinbbe
1Wk
@Kspykee A pleasure! And let's keep adding 💰
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@amjuan3@amjuan3
1Wk
I think 10% max in ( iqqq6, igln, wcoa, ib01, isf, iaex, srx2, srx1, cndx, iusc and iusn) could be a diversification idea.
Carrying real estate, physical gold, 0-1 year bonds, diversified commodities and developed indices will improve the return to the exposed risk and regular contributions usually improve long term performance.
Regards.
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Jose@Kspykee
1Wk
@amjuan3 I am going to look at these ETFs.
I don't know the taxation of the bond. I guess any +3% already starts to be of interest, except for having leveraged money.
Thanks for the contribution.
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@amjuan3@amjuan3
1Wk
Ib01 is a diversified etf of very short term (0 to 1 year) that are usually used as remunerated treasury.)
The taxation of the etf is that they are taxed as long as you take benefits.
(There are tax-free financial products in cases of bequests or conversion of amounts to retirement with life annuity).
Most of them are low cost ishares etfs.
Leverage depends on the investor's age, risk aversion, personal circumstances and investment objective (speculative, short term...).
Regards.
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