3Mon·

Hi, I'm still very much at the beginning. Should I $XAIX (-0.12%) from my portfolio and put everything in the $IWDA (-0.45%) put everything in the 😊

I once heard about 70/30 and that's why I had a bit of savings in it. But it's actually just a hype ETF.

7Positions

3.13%

21 Comments

Epi@Epi

3Mon

70/30 is currently trending on social media. Very few people actually know why. Why not 80/20 or 60/40? 70/30 corresponds neither to the weighting according to GDP nor to MK (it is actually max Sharpe Ratio 2000-2007).

Only do what you understand! Otherwise you will change your "strategy" every few months and you will necessarily be one of the 80% of private investors who lose in the long term.

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Kate💎 🙌.@Iwanowitsch

3Mon

@Epi Which ETF would you choose if you could only have one?

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Epi@Epi

3Mon

@Iwanowitsch It's hard to say, as I wouldn't recommend anyone to invest in just one ETF and certainly no ETF would be suitable for everyone in every situation forever. But with a gun to my head, I would perhaps say: $WTEF?

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Kate💎 🙌.@Iwanowitsch

3Mon

@Epi Very interesting ETF. Quasi a portfolio concept consisting of US equities + 40% bonds. The performance so far seems to come very close to the S&P500. In turbulent times, this ETF could even generate an excess return thanks to the bonds and in any case ensure less drawdown. How did you find out about this ETF?

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Epi@Epi

3Mon

@Iwanowitsch Yes, you've got it! It's basically a 1.5x leveraged 60/40 US portfolio (an efficient core, because it requires 30% less capital for the core, leaving more capital for the satellites). I admit that I cheated a bit when answering the question about the ONE ETF. But there were no conditions. 😁

I can't remember exactly how I came across this. I think it was an article on Stock3.

On the Wisdomtree site there is the white paper of the study on which the ETF is based. Very interesting.

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Alpalaka@Alpalaka

3Mon

If I were you, but luckily I'm not, I'd put everything in the iwda

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simon@simonrxz

3Mon

@Alpalaka 🫡

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Finanzaristokrat@Finanzaristokrat

3Mon

@Alpalaka make a benchmark with the $IUSA 👍

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Alpalaka@Alpalaka

3Mon

@Finanzaristokrat Was this mentioned in the article?

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Finanzaristokrat@Finanzaristokrat

3Mon

@Alpalaka Are alternatives not desired? Maybe it is interesting for the creator. 🧐

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Alpalaka@Alpalaka

3Mon

@Finanzaristokrat Maybe he doesn't like 100% USA and chose a World because of that? Who knows

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simon@simonrxz

3Mon

@Finanzaristokrat thank you, I will have a look at it😊

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Uwe@SchlaubiSchlumpf

3Mon

What kind of 70/30 is that?
70% industrialized countries, 30% head over the keyboard? Think about what you want to do. I told my girlfriend: just put everything into a world index. You still have risks, but it's easy and you can weigh up the risk quite well. I make it a bit more complicated myself. (Whether it's better will become clear in a few years' time).
Nobody will tell you with certainty today that this is bad. After all, it could also work really well by chance. But you should think about why you are doing it.
Unfortunately, it is often difficult to quantify this. If the 30% is another etf or another asset class, you could do a backtest. Also not the Holy Grail, but for many a best can do approach.

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simon@simonrxz

3Mon

PS: don't pay attention to the individual stocks, these are just a few euros from the beginning of my investment time to see how it goes😅

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Wif@salvo89ari

3Mon

I sold xaix and bought Google 😂😂💸💪

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Nikos@Stryke

3Mon

If I were you, I would throw everything into an ETF. Too much risk in my view.
Whether you take an All World or this 70/30 split, you have to know. I have weighted Asia lower...so far that has been a good decision.

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Michi@Michi8

3Mon

Main part in MSCI makes sense

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Michi@Michi8

3Mon

If you had simply invested in World or any other ETF since March, you would be up significantly more than 10%

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simon@simonrxz

3Mon

@Michi8 95% in 2 ETF's to be exact about 600 in the world and 100 in the ai but due to my individual stocks at the beginning which are both -90% you had to catch up first

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Gernhard@Gernhard_Reinholzen

3Mon

A total value of less than €1000, but 7 positions in the portfolio? That doesn't add up somehow...

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K@TechNav

3Mon

Ja!

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