I think your depot is suuuuper. Looks like chatgpt helped build it.
Also an exciting strategy.
I've also spent the last few evenings restructuring my portfolio. Simply because I can't keep my feet still and a few individual stocks just spice things up.
I think my portfolio could look similar without the dividend stocks. I will probably increase the core share instead and go for S&P and EU momentum. 👍
Also an exciting strategy.
I've also spent the last few evenings restructuring my portfolio. Simply because I can't keep my feet still and a few individual stocks just spice things up.
I think my portfolio could look similar without the dividend stocks. I will probably increase the core share instead and go for S&P and EU momentum. 👍
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@wealth_navigator_2081 Thank you 🙏
It's been a long road with lots of back and forth... 😅
But it's all part of the process, it's also valuable experience.
Of course, ChatGPT was always there as a little reminder 😊 although we weren't always on the same page 🙈
Even though I'm "only" 38, I already wanted to deal with the topic of a withdrawal plan. Unfortunately, it's not talked about enough... That's exactly where my cash flow portfolio came from.
But thank you for your feedback and happy new year 😉
It's been a long road with lots of back and forth... 😅
But it's all part of the process, it's also valuable experience.
Of course, ChatGPT was always there as a little reminder 😊 although we weren't always on the same page 🙈
Even though I'm "only" 38, I already wanted to deal with the topic of a withdrawal plan. Unfortunately, it's not talked about enough... That's exactly where my cash flow portfolio came from.
But thank you for your feedback and happy new year 😉
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•It's definitely a good idea! I'm also only 33, but since I have all the shares in a holding company, I would first have to pay 30% trade and corporation tax on all dividends... That's why I don't yet know how I'm going to handle the withdrawal 🤪Wish you a happy new year too 🥂
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•@wealth_navigator_2081 Unfortunately, I'm not familiar with a holding company. 🥲 But you'll find a sensible solution.
Another thing I would like to point out... I will save my ETFs for 10 years and then switch to another issuer, e.g. $SPYY or $CSNDX and sell the newer ones first. That way, at least I'll have to pay much less tax when I switch, thanks to the FiFo principle. And more capital to work with.
If you have found a solution or strategy, please feel free to share it. I would be delighted and interested. 😊
Another thing I would like to point out... I will save my ETFs for 10 years and then switch to another issuer, e.g. $SPYY or $CSNDX and sell the newer ones first. That way, at least I'll have to pay much less tax when I switch, thanks to the FiFo principle. And more capital to work with.
If you have found a solution or strategy, please feel free to share it. I would be delighted and interested. 😊
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