1Wk·

Change of money market ETF

Hello,

short question, does it make sense from

$XEON (+0.01%)

$CSH2 (+0.01%)

switch?

It's about 5000€ and both are finanzen.net.zero

Thank you very much!

9 Comments

D.S.@Crash-Propheteus

1Wk

Nein

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DonMassaBuanaEfendi@DonMassaBuanaEfendi

1Wk

Thank you for the clear answer, justification?

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yieldhunter@randomdude

1Wk

If you still have tax-free allowance left and want to keep the money longer, I would definitely switch. The Amundi brings a little bit more return, but is more volatile than the XTrackers. The latter can be unfavorable if you use the ETF more as a substitute for overnight money and buy and sell shares more frequently.

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DonMassaBuanaEfendi@DonMassaBuanaEfendi

1Wk

@randomdude Thanks, yes, it's a kind of overnight money substitute, but I rarely sell. I will probably reallocate at the beginning of next year :-)

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Cicero01@Cicero01

I also have my eye on Amundi. But now Volkswagen Bank has a call money offer that offers 2.9% for 6 months and pays interest monthly... What would be better?

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yieldhunter@randomdude

@Cicero01 The Amundi does not manage 2.9%. But with the current offer you're in the interest rate shopping game. I wouldn't fancy it.

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Cicero01@Cicero01

@randomdude Yes, that's right... That's annoying me right now too... 😁

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DonMassaBuanaEfendi@DonMassaBuanaEfendi

Thank you, but hopping overnight money is too time-consuming for me, the amounts are too small for that

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DonMassaBuanaEfendi@DonMassaBuanaEfendi

But I will switch step by step from bom xtracker to Amundi

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