1Mon·

Ultimate Homer celebrates its 1 year anniversary🥳

The whole savings plan "madness" started exactly one year ago. This crazy idea is probably also unique in the world, running over 150 savings plans. 😂

The goal to outperform the S&P 500 with selected stocks, spoiler warning!!!! I didn't make it😂

Started with 60 positions from a mix where the chart is in tact and a few stable dividend stocks. In the course of time, more companies have been added, including $SFM (-1.29%) .

There are now 169 positions, which I have continued to select according to the same principle.

Chart is in tact📈, EPS️ , sales ️, share buybacks👌and a few dividend stocks with stable business 👌.

As you can see below, not all stocks went according to plan 😂and for some positions the savings plan was paused for the time being because the figures for the last earnings did not convince me. But as they say in the stock market, you will never always be right, you just have to try to make more right decisions than wrong ones, and that's what I did with my selected positions 😊👍

What happens now, the foundation is ready and I will continue to expand the positions piece by piece, but I will adjust the savings plans, because as everyone knows according to stock market gurus, you should let the profits run further and limit the losses, for me this means saving more for the stocks that did well and less for the mediocre ones.

When it comes to investing with savings plans, I've become a big fan.

It allows you to get into stocks that seem expensive at first glance and you never find the entry point, by individual run I have tended to expand the "cheap" stocks and neglected the well-performing ones.

For all the people out there who are just starting to invest and want to try their luck with individual stocks, I can only recommend starting with savings plans👌.

I would be interested to know how many savings plans you run each month?

Thank you very much ✌️😊

Balance sheet

Winner

The stock market has been chasing the AI hype all year, but in the end the share with the most boring business, an organic supermarket, narrowly won 😂

Basement

Sectors

Sectors Top 20

Recently added, but only in the browser, I think it's great👌

Countries

Benchmark

Against the "best" in comparison 😊

16 Comments

1Mon

I was just thinking about it: wait a minute, isn't this the one-year anniversary? I'll have to write something 😂 Edit: don't your €250 purchases theoretically have a similar effect to savings plans? ;)

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Homer@Simpson

1Mon

@lawinvest How quickly time flies 🥳🥂

Theoretically yes, but you still have to make the decision and often want to make the 💩 cheaper 😂 but as you can see below, my individual share portfolio ran almost 1:1🤣

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Tobi60@Tobi60

1Mon

But what does that actually tell us? A single world ETF would be enough. The only difference is that you don't have to monitor it and you save a lot more time.
The only disadvantage is that it's just too boring. Who doesn't like to analyze? Looking and doing and doing to find the next tenbagger

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Homer@Simpson

1Mon

@Tobi60 Or you don't want ongoing costs and the upfront lump sum 😂 Even if you want to know 100% exactly where the € is invested or where the profits come from, an ETF is not suitable 😂

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Tenbagger2024@Tenbagger2024

1Mon

It always makes me happy to look at it again.
Unfortunately, I had sold Arista and Jabil. You show that it's worth holding on.
With Tetra Tech we now need a lot of patience.

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Homer@Simpson

1Mon

@Tenbagger2024 Yes, tetra Tech needs a bit of patience, the figures were quite good, but sometimes political stock markets don't have such short legs 😂

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Tenbagger2024@Tenbagger2024

1Mon

@Simpson
4 years we have to endure him

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Paketknecht@Paketknecht

1Mon

I save 40 shares every 2 months. You mentioned one advantage: you can also buy expensive shares (winners) in a relaxed manner and if you make a bad start, the savings plan makes them cheaper step by step. And the second advantage from my point of view is that the winners run, but more and more money does not move pro-cyclically into these stocks as with the market-weighted etfs, but continues to be invested evenly in the selected companies. In this way, you continue to buy supposedly expensive stocks that you think can no longer rise, but they do, and you also continue to buy anti-cyclically in the stocks that have become cheaper WITHOUT selling any of the winners, as an equal weight etf would do, for example, which rebalances 2 or 4 times a year.

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Ayecaramba@Ayecaramba256

1Mon

The idea is not unique. I am at 118 and from May 133 savings plans;)

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CashDividendGamer@CashDividendGamer

2Wk

How many? 170, don't let you outbid me 🧐. And if I save 155 positions to achieve this, when I didn't intend to, then that's just the way it is 🤷🏻‍♂️😂.

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JH90@JH90

@Simpson is it more relaxed for you to run everything in the savings plan now than to chase the dips? are you still satisfied?

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Homer@Simpson

@JH90 It is much more relaxed with savings plans, especially when things aren't going so well, like now 😂

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JH90@JH90

@Simpson Yes, I believe you. I'm slowly thinking about doing it like you 😅think it could stay that way as long as Trump is in power

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Homer@Simpson

@JH90 I think you need nerves and discipline for the next few years, so it's best to have savings plans so you don't have to worry about which dip to buy 😂
I've also switched the savings plans to weekly to catch more dips😂 probably unnecessary but it's also a head thing and just feels better to invest weekly 😂

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JH90@JH90

@Simpson yes the weekly savings plan function is really so good

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Daniel@Bidax

1Mon

Hi, there are only 11 of them because there's no more money in the month 🤣.

Something different. I really have some questions. Is there any other way to contact you, email, etc.?

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