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I am not accusing anyone of anything. It's true that there are often conflicts of interest - but when a lot of money is at stake, you should be aware of that. If in doubt, I would recommend that people seeking advice seek independent advice. This is also recommended by the "consumer advice center" (which, however, generally advises BU).
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@Arbeiterkind
Yes, you do. See your first comment, and this is exactly the advice I offer as a broker. By the way, if you press "Reply", the reply will appear under the previous comment.
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@Dr27589 thanks for the tip. I didn't mean to offend you. Bye and all the best.
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