Deleted User
2Yr
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@Finanzios Right, I'm 24 earn about 2700€ net and have to pay for a BU without abstract referral about 150€. Makes zero sense. And you do not need to come to me now with the constant bla bla
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@_Paddy_ which job & with which company? How high did you set the pension there?
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@Finanzios I agree with you absolutely, but many can not take out any BU, that is aware of the fewest. I have only one deafness and work full and normal, am supplied with CI, get no bu, better said I get one where many health issues are included and where in many cases of illness no bu comes into force, and costs about 2.2k mtl to get the same benefits as a normal person. Helps only one thing, take money into your own hands and take care of his health.
Deleted User
2Yr
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@Finanzios unfortunately not at all, from some insurance companies you get said, who insures a burning house 🤷🏼‍♂️ That's why I take the money into my own hands and invest exactly the sum what you would pay for it mtl. To be able to live by dividends a little bit. greetings :)
@Finanzios I worked in marketing for an insurance company for 2 years, so I know the product very well. I keep thinking about the occupational disability insurance. Currently, the product just can't convince me. Sure, if the case occurs and is really paid, it is top. But you also pay a lot of money to cover yourself. In the end, you have paid about 40,000 euros (roughly) for the protection.
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Deleted User
2Yr
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@Ewaldinjo Whether an occupational disability insurance is expensive or not depends, on the one hand, on the pension covered and, on the other hand, on the occupation and the individual's perception of risk. Unfortunately, the fear that the occupational disability insurance will not pay out in the event of an emergency is unfounded. So far, I have not had a problem in any case. After medical determination of the BU was paid without any problems. It is important to provide truthful information when applying.
Deleted User
2Yr
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@Ewaldinjo All good - everyone must decide for themselves :)