Hi, I invested in the$VWRL (-4.62%) but I think I am gonna switch to $FWRG (-4.67%) ( let me know what you think). I am also interested in dividend stocks like $JEGP (-3.59%) and $TDIV (-4.93%) is it a smart move to get such etf or is it better to get something like $PEP (-1.81%) . Any other advise is welcome!!