Hi, I invested in the$VWRL (+0.2%) but I think I am gonna switch to $FWRG (+0.79%) ( let me know what you think). I am also interested in dividend stocks like $JEGP (+0.5%) and $TDIV (+0.15%) is it a smart move to get such etf or is it better to get something like $PEP (+1.4%) . Any other advise is welcome!!