Hi, I invested in the$VWRL (-0.91%) but I think I am gonna switch to $FWRG (-0.97%) ( let me know what you think). I am also interested in dividend stocks like $JEGP (+0.05%) and $TDIV (-0.63%) is it a smart move to get such etf or is it better to get something like $PEP (+3.26%) . Any other advise is welcome!!