2D·

5000€ deposit value as a 15 year old. From zero to €5,000 in just over a year.

My strategy:

$VWCE (+0.1%) I save this monthly with 200€. I also make purchases when I have a lot of cash, such as last month (500€)

$BTC (-0.85%) Bitcoin I save weekly with 12,50€ (50€ monthly) plus single purchases if I think the price is reasonable.

The other two shares were from earlier for playing namely$EVT (-0.19%) c $SYNT but I will sell them as soon as I break even.


I would like to increase my savings plans so that I reach €20,000 by the time I am 18.


What have I learned?

"You're weird" and different from others your age, which means you have less contact with people your own age. This makes you lonelier if you don't have anyone with similar interests.

It's not enough to read the book the book or that book (I read a lot for a long time, I wasn't the biggest fan, but for my reading and writing weakness, there's an advantage to being stuck and learning things). or to chase after that and the new investment strategy. The fact is, the biggest driver of your wealth is what you put money into.

You need a business or a job that you can scale or at least get money out of (I have built a window cleaning business with 32 clients).

Hold on to your dreams and always finish what you start. I'm currently in a phase where I don't have anyone outside of me and my family. That means I have endless time for myself. I don't really have any excuses for not following through with my habits and the like. 2.3 of my habits are always taking a shower, taking a cold shower, doing at least 30 pull-ups, 30 dips, 60 push-ups every day and reading every day.

Habits forget a day, if not several days. What have I learned? In two years of trying to "pull through" I have realized one thing in particular, even if sometimes you haven't done your H Habits for a week or even a month, you have to keep at it and pick it up again sooner or later.


Goals: In the short term, €20,000 by the time I'm 18.

Long term: financial independence and live happily

4Positions
€5,128.48
51.15%
137
46 Comments

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Very strong Mindset🗣️
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You've made a start. You're young, so invest in growth stocks - your ETF is just right for you. Keep saving. Don't gamble! You can hold Bitcoin, but ideally not a large position (relatively). Maybe around 30 percent of the portfolio.

Do not gamble. Stay away from leveraged products. They look tempting, but in 95 percent of cases you will lose. Don't gamble!

Did I mention that you shouldn't gamble? Don't buy options/warrants. NO DAY TRADING!

You are welcome to go into riskier individual stocks or ETFs, but everything within reason. DON'T ZOOK (I don't know if I've already said that). In the best case scenario, you should have done a bit of research beforehand, which will calm your nerves when stocks plummet even though nothing has fundamentally changed. In that case, you can say: I'm young, I can wait. Besides, I looked at the title and know exactly why I bought it. I'm not interested in any fidgeting on the markets.

Before I forget: Don't gamble! No derivative transactions, no options, no currency swaps.

PS: Don't gamble!
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@Charmin you forgot to mention: DON'T GAMBLE!!!
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@Spacepanda i dont think you made clear enough that he forgot to mention DONT GAMBLE
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@Charmin I think I'll buy a leveraged product first to gamble a little.
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@user7e8762d9babd4a0a Was so clear.
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@Charmin Instructions unclear - have gambled
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My goal for 2025 I buy every lever product buy only shit coins and all in Shiba inu
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Abnormally strong! 😁

Now you need a concrete goal for which you want to be independent and what makes you happy.

Simply going further, higher, faster is not the way to go! Because you'll never reach your goal. 🦉
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Where does a 15-year-old get up to €500 a month?
But strong start, keep going machine🫡
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@LightningMcQueen ✨️Minijob✨️
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Strong start. Realistic goals. Great mindset.
Have a great journey and keep us updated!
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Top! Keep it up 👏. The little boy will become a wealthy man in a few years.
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Strong 💪 I should have thought the same way back then. Unfortunately, it only occurred to me spontaneously when I was 27 😅
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@BackStube1997 it is never too late
@BackStube1997 Be happy; I realized it when I was 41 and I'm 41 now :D :D
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How do you manage €200 every month? I'm 16 and can only manage €50
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@Homelander With a mini-job at minimum wage, you can earn €512 a month working 2 hours a day/5 days a week
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I started a window cleaning business last summer and have around 30-35 customers.
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@Friedrich999 @Homelander but a mini-job would also do the trick
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Very strong keep it up 💪
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Stark. Keep pushing💪
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very strong
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Very strong keep up the good work! 💪
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Good luck! A mindset like that at your age gives me hope for the younger generation. Sign. from a 24-year-old
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Top 👍 continued success
Respect, keep up the good work 👍🏻
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Honestly.... I roughly read over it and thought yes exactly laber laber lousy spelling. For whatever reason, I then started reading from the beginning... I'm not a poor church mouse and even at almost 35 there's still a lot of potential. But to see things so rationally at your age and to work so hard on yourself and to be aware of your mistakes and still entrust yourself to an audience like this is very, very, very remarkable! After reading your text I can only say THANK YOU you have inspired me! If you can work so hard on yourself at your age there is no excuse for anyone! I can really only take my hat off to you, also with regard to simply starting a business from scratch... wish you much success and all the best but you won't need that, you'll manage that too😉
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Warrior mindset 🦅. Keep Investing. Start Martial Arts 🥋 🥊. Focus on your health and nutrition and by the time your 21 all those who said you are weird will wish they were you. No validation needed from others 👊
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@capital_sherpa_814 I‘am doing Kick boxing, Basketball, Gym and since i was 14 so 1,5 Jears I have a cold shower
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I can only agree with the others, very strong! I didn't start until I was 22, and now 6 years later I wish I'd started earlier. So you're 8 years ahead! :D
Hello @Levi11

I am also 15 and invest, I have the advantage that my parents started early and therefore I am already at a good buzzer (for a 15 year old). But I am interested in how you manage to invest 250€ per month at 15, do you work on the side and if so what?
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@Pischi04 Jo if you want we can exchange ideas my Discord is levi.f11
@Levi11 Thanks, but for "levi.f11" it says the user does not exist
Otherwise you can just add mine "pischi04"
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Is out
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Very strong! Keep up the good work :)
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Strong mindset, keep it up and you'll go far.

However, I would reduce the proportion of Bitcoin somewhat. (15-30%)
Stabil!
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Respect young man! 👌
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Unbelievable, I would have loved to have had your mindset at the age of 15. Keep going ;-)
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Why are you saving at $VWCE and not at $VUAG? You're young and you're giving up 3 percent every year.
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