DividendenSchwabe · 2023-01-21T23:34:27.938630Z

Hallo Community, für eine Umschichtung innerhalb meines Weltportfolios habe ich mir Gedanken gemacht und wäre über weitere Denkanstöße zur Entscheidungsfindung dankbar. Ich habe mein Weltportfolio mit einer 70/30 Aufteilung begonnen. Hierbei wurden 70% MSCI World $IS3R & 30% $SAEM MSCI EM bespart. Nun bin ich dabei dies zu vereinfachen und diese beiden ETFs durch einen FTSE All-World von Vanguard zu ersetzten. Ich habe mir die 2 nachfolgenden ETFs zur Auswahl auserkoren: FTSE ALL-WLD HGH DIV* $VHYG Anzahl Aktien: 1.814 Aktienrendite: 4,1% Gesamtkostenquote: 0,29% Fondsvolumen: $3.540mio Dividenden: thesaurierend FTSE ALL-WORLD* $VWCE Anzahl Aktien: 3.740 Aktienrendite: 2,4% Gesamtkostenquote: 0,22% Fondsvolumen: $14.233mio Dividenden: thesaurierend Beide haben ihre Vorteile, wie z.b. die größere Diversifikation oder die größere Aktienrendite. Wie oben geschrieben, wäre ich über weitere Denkanstöße über diese beiden ETFs sehr dankbar. *Daten aus den Factsheets

@DividendenSchwabe

2Yr·

Hello Community,

for a reallocation within my world portfolio I have been thinking about and would appreciate some more food for thought to help me make a decision.

I started my world portfolio with a 70/30 split.

This was 70% MSCI World $IS3R (+0.52%) & 30% $SAEM (+0.19%) MSCI EM.

Now I am in the process of simplifying this and replacing these two ETFs with a FTSE All-World from Vanguard.

I have selected the following 2 ETFs to choose from:

FTSE ALL-WLD HGH DIV*
$VHYG (-0.69%)
Number of shares: 1,814
Return on equity: 4.1%
Total expense ratio: 0.29
Fund volume: $3,540m
Dividends: reinvested

FTSE ALL-WORLD*
$VWCE (+0.26%)
Number of shares: 3,740
Return on equity: 2.4%
Total expense ratio: 0.22
Fund volume: $14.233million
Dividends: reinvested

Both have their advantages, such as greater diversification or greater stock returns.

As written above, I would appreciate more food for thought on these two ETFs.

*Data from the factsheets

Vanguard Vngrd FTSE All-Wld Hgh Div Yld ETF A

27.93%

Vanguard FTSE All-World ETF

72.07%

401 Votes

9 Comments

Kevin@VPT

2Yr

Hey, I'm not sure if you've picked up on the point of stock returns correctly. In the factsheets, the dividend is meant, I assume. If you then still prefer the accumulating you should rather orient yourself on the price developments p.a. At first glance, both have a similar approach.

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DividendenSchwabe@DividendenSchwabe

2Yr

@VP
Yes with share yield is the dividend meant. Since both are the accumulating variant, the higher share yield (dividend) should ensure that more shares are bought accumulating than the other. If the price would not give each other much, the normal with the better diversification would be the favorite.

What I had seen 3 years in retrospect, was that the "normal" came better through the circles, but the other with the high dividend payers has caught up strongly and both are almost on the same. So the question would be who thinks which could run better in the future and why he thinks so.

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ToDaMoon@randomdude

2Yr

@DividendenSchwabe The hope that the high dividend yield will catch up does not work out in any case. High dividends have always been bad for company and share price performance. The share of utilities, for example, in this fund will be relatively high, and they did well last year for well-known reasons. But that will not continue.

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Joris@Joris

2Yr

@DividendenSchwabe and the thauser does not buy shares, the value of the shares simply increases.

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Epi@Epi

1Yr

I don't quite understand the point of a therausierende High Dividend Yield Etfs. High dividends come from companies that can't do anything better with their capital, i.e. don't see any meaningful growth opportunity. Can be invested if you want to generate regular income. But due to the reinvestment of dividends, this is not the case. I would take the AllWorld, is easier to understand.

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Joris@Joris

2Yr

The decision to shift from World+EM to an All World is understandable, but that you compare the two ETFs with each other I find incomprehensible. The High Yield has only the stocks that pay dividends (no Amazon, Alphabet, Berkshire, etc.) and under 2000 values. The All World with over 4000 values represents 95% of the world economy. So with this ETF you have the market and accordingly the market return to which everyone measures and tries to beat. So these two are not comparable to each other in my opinion, especially if you shift from the two ETFs. If your goal is safe asset accumulation with market return, I would take $VWCE. It may be that the other outperfomend the times, but in the long run, the All World has the nose in front.

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ToDaMoon@randomdude

2Yr

@Joris That's exactly what can't be said often enough! I really don't understand where the enthusiasm for the High Dividend Yield comes from - especially among people who are probably almost all in the asset accumulation phase. Do they all not understand the product?

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Joris@Joris

2Yr

@randomdude I agree with you. Here the product is not understood and these are very simple Imvestementthemen. There is so much material what you can read through about ETFs, this difference must be recognizable here. Unfortunately, there is only looked at the dividend yield and are yes 1800 shares in it, will already go wrong. Now is the asset phase or how I still do it in dividend growth investing. So do not want to talk the high yield bad, but there I will pump part of my thausierer with 60 purely. Or maybe my divi growth has paid off so that I do not have to shift anything. Who knows.

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Greno@Greno

1Yr

If you want to distribute and world at the same time, give the also as $VWRL. Is the same only just distributing.

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