2Mon·

Distributing variant

Good morning!

Today I opted for a distributing ETF for the first time - as motivation and to make more relaxed use of the tax-free allowance.

Important: 95% of the ETF portfolio is best made up of accumulating ETFs (-> tax deferral effect)

Have a nice day!

Your Dagobert D.

11.04

SPDR MSCI ACWI IMI ETF

Bought at €8.40

6 Comments

D.S.@Cato_Bamboo

2Mon

Thanks for the info 👍

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Deleted User

2Mon

Comment was deleted

Deleted User

2Mon

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MarTheRadi@marda304

2Mon

@Harmonie Yes, it is. It's called an advance lump sum. It is also due on accumulators. Calculated about as logically as Trump's tariffs. But as long as the "prime rate" is low, accumulators are still better from a tax perspective.

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Dagobert D.@bbh_saver_

2Mon

@Harmonie For details, it's best to read the pinned post in @Doe 's profile. One of the best summaries for this somewhat complicated topic :)

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Dagobert D.@bbh_saver_

2Mon

@marda304 I find the comparison to Trump's tariffs (unfortunately) very fitting 😂

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