Unitlinked private pension provision

I actually planned to take out my private pension insurance in 2024. Not to come, of course. (Or was too lazy)

Since I've seen a lot here, with 2-3% costs, I think I'm still doing quite well.

I took it out at the beginning of 2024 (then only started looking into it after it was taken out).

As stupid as you can be when you're young...

Or it just sounded too good from Tecis...🙈

Once there is the fund-linked private provision at Volkswohl Bund (€110.25 per month with dynamic)

45% $IWDA (-0.45%) MSCI World

25% $EIMI (-0.96%) MSCI Emerging Markets IMI

20% $SMEA (-0.34%) MSCI Europe

10% $CPXJ (-2.03%) MSCI Parcific ex-Japan

And secondly, the unit-linked Rürup pension, also via Volkswohl Bund with the same allocation. (100€ per month)

In fact, I have to say that I imagined it would be much worse. Let's see where I end up. In any case, the costs are only low for the ETFs listed 😂

Woodz@DasWoodz

In the meantime, I have canceled almost all my unit-linked insurance policies. Unfortunately, I did it far too late.
But everyone has to know for themselves.

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Marto@Maddy-0

@DasWoodz what were your costs?

@Maddy-0 I don't remember that. It was the lack of return that bothered me.

Epi@Epi

What are your closing, transaction and administration costs?

Unit-linked private pension provision