12H·

Restructure securities account

Hey guys,


I have my securities account with my house bank and therefore have to enter all transactions manually, which is quite tedious in the long run. I would like to receive monthly dividends that increase steadily. I have been wondering for a long time, since the $VWRL (+0.6%) consists of $AAPL (+0.78%) etc. and I have an ETF with similar positions, I've been wondering whether it wouldn't make more sense to liquidate these positions and, among other things, save the $VWRL (+0.6%) higher. This would reduce the dividend share in February but increase it in March, for example.

22Positions
€917.29
6.37%
2
7 Comments

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Dividend strategy is dirt, especially when you're young.

Sell everything and then get into the FTSE. Put money in every month and leave it there. If you like, maybe Nasdaq or BTC as a little booster. Your future self will thank you 👍
9
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I would sell the whole thing and start by saving €50,000 in a world ETF. Once you have that, you can look at individual stocks if you absolutely have to.

Monthly dividends are also nonsense, that is definitely not a sign of quality.

Furthermore, it's best to close your custody account with your bank, as the custody account management fees are crazy high in relation to your portfolio. I personally recommend Scalable Capital.
4
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I serve as inspiration, best regards:)
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