Brilliant article. I have been feeding my occupational pension scheme with additional deferred compensation for over a decade and have realized that the occupational pension scheme, in my case the chemical pension fund, is simply a lousy pipe-dream with high costs and minimal appreciation. I withdrew this year with private contributions and put the savings into the portfolio. The occupational pension scheme continues to run purely with the company share. I didn't know that there was a pension plan with real ETF savings. GENIUS. At least you have the advantage that the unpaid taxes that are due later in the payout phase can at least work ORDERLY beforehand. Thanks for this tip, I will discuss it with my employer.
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@TopperHarley Thank you! Before you get started with bAV, please read part 2! There I clear up a few errors in this article. Then the calculation will look completely different. You'll see whether you still want to take out a company pension.
Just this much: the state will leverage against you so that you can hand over all your profits, no matter how much you make.
@Epi thanks i'm looking at
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