I have a similar strategy and am looking to increase my US share even further. I think 10% is a bit high and would include 5-7% of that in the ETFs. Are you sure you don't want to use an accumulating ETF for this long investment period?
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@Doja Are you referring to the 10% in gold?
Yes, in Austria the income distributions from ETFs are also taxed if they are not distributed. This means that if I reinvest the income distributions, I have the advantage that the tax is deducted from the income distribution and I don't have to pay the tax out of my cash pocket
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@Doja Are you expanding the US shares even further? Where do you currently stand?
@Brokemon Yes, I am referring to the 10% gold. Gold can generate very strong returns (as we have seen recently) but I would focus more on equities and only add a little gold. I am currently 65% World and 36% SP500 in my ETF, the rest in an India ETF. My goal at the moment is just to continue saving in the SP500, as I currently see the greatest opportunities in the USA and most of the companies listed there are global anyway.
@Doja Why Indian? I am thinking about putting 20% on ETF CHINA.