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Supplement:
For a poor student who only has 40€ a month, scalable is the better choice if you want to save more than 3 shares/etfs and also want to weight them a little.
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@DonkeyInvestor because scalable offers savings plans from 1€ and TR only from 10
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If I buy 4 shares, I'm at €40, so I can't weight them at all
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@AktienJulian then 4 ETFs would also work for TR. And I wouldn't recommend saving more assets with less money
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@DonkeyInvestor not if you want to weight the 4 etfs, i.e. you could not save 8,9,11,12€
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@AktienJulian That's true, but to be honest I wouldn't save 4 assets with 40 euros either 😅. A maximum of 2.
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@DonkeyInvestor I can understand that this is not recommended, but maybe one or the other would like to save 70/30 and that is only possible with at least 33€ (10€ EM + 23World)
With a budget of €40, that's not enough for a satellite, which I would find quite nice after all
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@AktienJulian you can take an All World + satellite. Or save a little more one month and a little less the next. But ultimately that's not the point. If - for whatever reason - you want to run savings plans < 10 euros, you won't be happy with TR. You're right about that.
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@DonkeyInvestor The majority of them still use Core Satellite and 70/30 with satellite is very difficult with TR. In this case, I prefer scalable (I am with both brokers)
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@DonkeyInvestor The majority of them still use Core Satellite and 70/30 with satellite is very difficult with TR. In this case, I prefer scalable (I am with both brokers)