Not everything is great about it, but let's be honest, the retirement savings account is just an add-on, the real money is in your own flexible custody account. Paying in €25 a month and getting a €25 allowance is ok. What's more, as far as I know, you can pay out 30% directly when you retire. And the aforementioned advantage when buying real estate for your own use. So it's not all shit. What's more, it's still better than letting your money rot away in the hopefully non-contributory Riester contract.
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@Investorjunkie Word. I will probably also deposit €25 there and the rest in the traditional custody account as usual. Take what I can.
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