I want to remain flexible when it comes to my money and have decided to do without help from the state
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@Simpson King and maker
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@Simpson I see it the same way in Switzerland. I don't pay into the 3A pillar either, even though I would benefit from lower taxes. But I can only withdraw the money in the 3A pillar if I become self-employed, build a house or emigrate. And even then, I don't know whether you can withdraw all the money at once. And the federal government can also tighten the requirements and conditions at any time, which it is currently planning to do.
No thanks, for me the 3A pillar is a bait. I prefer to pay more tax, but I have full control over the money I invest and know that I can sell shares or withdraw my dividends at any time.
No thanks, for me the 3A pillar is a bait. I prefer to pay more tax, but I have full control over the money I invest and know that I can sell shares or withdraw my dividends at any time.
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@Simpson best man. I'm also of the same opinion, where the state puts five euros in our right pocket, it literally takes twice as much out of our left pocket.
Flexibility and access at any time is much more important to me than the few euros that the state "gives" me 🥱
Flexibility and access at any time is much more important to me than the few euros that the state "gives" me 🥱
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•I no longer trust the state with anything, which is why I don't trust 👍🏻
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@Simpson Definitely. I have just experienced in the case of a death with regard to subsidized pension insurance that the contributions are "WAY" without replacement. So who actually concludes such contracts? Creepy. On the other hand, you have to take a look at all the turnip noses that populate the streets here today. People are simply completely uninterested in such things and knowledge, it's only their own business. RTL special interest channels, cell phones and Instagram are much more important. I keep asking myself when our education system is going to start teaching the next generation at least a few basic practical skills for life, from tax returns to the basics of economics and money.
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@Simpson Why not both? For those who make it here, €1800 a year + Gelt from the state is a nice test, isn't it? Only at the end can you say which was better. Play the same with a RoboAdviser 🤣😂🤪
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