1Wk·

Investment decision

I have a few thousand on the side and would like to invest it in the $VWRL (-0.52%) invest them. The investment horizon is 30 years. What strategy would you use?

Put it all in at once
Divide the sum evenly and invest with a savings plan
Now a larger part afterwards savings plan
Now a part afterwards savings plan and also buy on dips

Thank you for your answers.

Greetings Lord Vader!

5 Comments

Jürgen@Creek

1Wk

Financial mathematics: Time in the market > timing the market ... so just put everything in.

The only reason to do it differently... the psyche. Can't you handle going crazy when the market crashes next week? If it doesn't bother you (which it shouldn't with your investment horizon), then just get in. If you're worried about not sleeping well... put some in and save the rest.

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Marc@DerAzubi

1Wk

https://youtu.be/atXX-5FLL5g?si=OTRA7LWsylFaAGLr

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Eggplant@Eggplant

1Wk

So 1 or 2, depends on your nerves.

2 is more comfortable when things are going down a bit, but the assumption is that things are going up. Watch the video above.

1 is also easier if you buy now, go away and want to have 0 work with it.

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Alex S@axzen

1Wk

I've always done quite well with it over the last 4 years :) But I have a savings plan

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Darth Vader@TheRealDarthVader

1Wk

@axzen with what?

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