At your age, I wouldn't think too much about money, but rather invest in education and networking. These are the cornerstones for success later on, and it doesn't matter whether that happens at 28 or 30. The main thing is to increase your chances of making it, because as you yourself realize: it's not that easy :)
••
@christian that's right, invest a lot in human capital, up to 30 would be with the tolerance zone of me 😂
••