2Yr·

How do you do?

About a month ago, right after my 18th birthday, I opened an account with Scable Capital and invested 400€ in stocks of companies that I personally use, such as $AMZN (-2.89%) , $KO (+0.27%) , $DPW (-1.68%) , $8058 (-2.66%) and $COK (-0.99%) . Unfortunately, I also have some small positions like $LOCK (-1.17%) and $BLOK which I'm not really convinced of in retrospect. It was more of a spontaneous decision that I now regret a little. As I'm still in training, I can invest €200-300 per month. My real question now is whether it makes sense to sell everything and instead save in a world ETF like $XDWD (-0.71%) to get an idea of the market and gain experience. Alternatively, I could also sell all stocks except $AMZN (-2.89%) , $KO (+0.27%) and $DPW (-1.68%) and invest the remaining amount in the World ETF and save it in the future.

Thank you in advance!

4 Comments

Stefan@InvestmentPapa

2Yr

Exactly like this. Simply take a broadly diversified ETF, which has a term of "infinity". So simply savings plan on the broadest possible ETF (such as ACWI) and then always stay with it. Individual shares maximum 2-3 to vll. get a little feedback directly (speak of market and company). The 400€ hurt you today maybe to "lose" this again... just think about what in the end the 400€ are still "worth" once you have 50k, 100k or even more together. Exactly... Small teaching money. And better now, than with later large sums. good luck. 🍀

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Jannis@JannYs

2Yr

@InvestmentPapa Thanks for your answer! I will do it like this 👍🏼

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Epi@Epi

2Yr

If you want to get to know the market, you can also split the portfolio between AllWorldETF, B&H stocks and gambles. Maybe 60-30-10. Then you never get that itch in your fingers when some asset class is hyped again and your portfolio only makes AllWorldPerformance.

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Jannis@JannYs

2Yr

@Epi that also sounds good, I'll give it some thought. Thanks for your answer 👍🏼

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