Year in review & outlook 2022: Was it good? Was it bad? Or somehow a little bit of everything?

The year 2022 is my 9th year in the stock market and it was definitely not an easy year. Between inflation, war, tech crash and energy shortages, I had to maneuver my portfolio.

And yes, in the process, I met my goal (200k by the end of the year) this year not reached.

Depending on how the remaining days go, I will be missing something between 10 & 20k.

So we start with the bad news:

Target 200k not reached
Annual performance is at approx. -15%
My performance was always rather above the market in the last years, this year I could not not keep up with the market
Among other things, this was of course due to a high proportion of tech (both big and small tech).
In addition, in 2021, I was caught by Crypto spoiled (especially by the Crypto.com Coin), here unfortunately many book profits have dissolved again
The bottom line is that for 2022 after many years once again a stock market year with losses at the end

-> My worst investments in 2022 were:

Match
$MTCH (-0.39%) Tinder, unfortunately, burned up more like a hot coal this year -> -62%
Meta Platforms $META (+1.49%) Probably doesn't need much to say about it -> -59%
Ethereum $ETH (-2.11%) Overall, I'm still at a doubling though -> -54%
Shopify $SHOP (+1.46%) -> -54%
Atlassian
$TEAM (+2.06%) -> -49%

It feels like the bad news outweighs the bad news after a year like 2022.

However, if you take a closer look, you can easily refute that. Therefore, here is my (significantly longer list) of good news:

First, the most important: Corona is over! Yes, Lauterbach sees it differently for sure, but for me in my life it doesn't matter anymore. Whether vacation, going out to eat or to the movies. I feel free again.
This year I bought a condominium as an investment. I was still able to secure the financing at a super favorable interest rate of just over 1%. Here I expect another boost for my personal finances
At work I have an important promotion received
In total I could invest this year invest over 30,000 euros this year
My dividends could almost break the 2,000 euros this yearthat is a jump of almost +60% compared to 2021
In addition, there were also many other, private highlight this year

-> My best invests in 2022 were:

Lockheed Martin
$LMT (-1.08%) For sure due to sad circumstances, nevertheless this year my best invest -> +49%
Amgen $AMGN (+0.75%) Health was the driver in my portfolio this year -> +29%
Encavis $ECV (-0.14%) Profits as a renewable energy producer massively from the current upheavals -> +18%
Pepsi $PEP (+0.3%) Safety was trump this year, that's why even a boring like Pepsi can be found here -> +17%
Johnson & Johnson $JNJ (-2.62%) And another boring one from the health care sector -> +13%

Outlook 2023:

So what's next for the new year?

As soon as the condominium is ready for occupancy, I hope for reliable rental income and thereby a 3rd source of income besides my salary and dividends.
The 200.000 Euro in the first quarter of 2023.
By the end of 2023, the quarter of a million is the (ambitious) target. For this purpose, I consider my total (net) assets including the condominium minus debts.
To reach the goal, a positive stock market development is important in any case. For this I assume an positive stock market year and an average return of 6-7%. on the stock market.
My pure capital assets I would like to increase in the next year to approx. 220,000 Euro (cash, securities, crypto, BAV,...)

I will not change too much in my portfolio in the coming year. With $META (+1.49%) and Atlassian $TEAM 2 tech stocks will leave my savings plans, but will continue to be held in the portfolio.

Probably the positions of Deere $DE (-0.47%) and Eli Lilly $LLY (+1.96%) will be taken over.

BASF $BAS (-0.75%) and Teladoc $TDOC (+5.01%) are still on the sell list. However, these are small positions, so I'm waiting for better prices here (especially with BASF, Teladoc is only a few hundred euros, I'll just leave that).

Gladly year-end feedback on my portfolio. What would you change in my portfolio in 2023? And what do you change in your portfolio?

And the most important thing at the end: Sooner or later the portfolio will run again. I'm already looking forward to the next year with a +25%, whenever that will be then ;)

#jahresrückblick
#depot
#inflation
#immobilien
#aktien
#feedback

SG@RundesBalli1

2Yr

The Mata loss I have also taken almost perfect. EK just under 300 VK somewhere at 105 🤡

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Lasse@lasse_ndf

With the portfolio size, the World ETF share would be too small for me personally, but that is also just my personal opinion. Looks otherwise exciting and congratulations on the almost 200k. With the ETW you have virtually achieved that! ;) Question about Encavis, you will Encavis continue to run in the savings plan? And why exactly did you choose them? I ask because I wrote a post today about WEA (related to a new law) and someone mentioned Encavis as a company. Am currently looking for companies in the industry!

Mister_ultra@Mister_ultra

@lasse_ndf That's true, if it weren't for the debts :D Then it would be even more. The World ETF share is actually so low for me because I have virtually built my own ETF with my shares and thus already have a broad diversification. Regarding Encavis: I actually became aware of it through Christian W. Röhl at echtgeld.tv and I was impressed by how transparent the CEO speaks. In addition, an exciting business model with a focus on solar and wind. Why Encavis and not another company? I also have Nextera in my portfolio, but I was looking for a German small cap company with growth potential. Besides Sartorius and Bechtle, I found Encavis very exciting, and I will continue to hold the stock for the time being. In the current energy situation, I see a rosy future for a pure wind/solar power producer :)

Philipp Philipp@Phil123098

@Mister_ultra I have also been considering adding encavis to my portfolio for some time. I need another share from the sector and preferably a European one.

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Michael@MFMIrrgang

Very nice review!

Stephan Schnee@MrCumEx

Cool depot. Why don't we see your dividends for 2022?

@MrCumEx you do not see them? When I click on the dashboard in the post, I see the dividends at the bottom with me

@Mister_ultra YES all except the one from 2022 with me.

@Mister_ultra so with max dividends. In the other view, I see them just from June to December 2022....

@MrCumEx That's strange. It's not displayed on my PC either, but it is on my cell phone. But the dividend for 2022 is currently around €1,820.

@Mister_ultra Getquin halt ;-) Is still a nice sum. 2023 safe over 2000 euros!

Gerit@Gerit

Awesome stuff, thanks for sharing!

InvestmentFeldwebel@InvestmentFeldwebel

For young investors ( which we are probably all here ) but very good ! We were able to buy at favorable rates 😉 from my side were most favorable by the setbacks

Muri@Boersenbulle62

1Yr

Very cool depot I like really well. Also your goals find i CH class

MrCoolieMoolie@MrCoolieMoolie

Nice overview. My goal last year was also the 200k, reached it recently, but still need to consolidate. My goal at the end of the year I also hope to reach 250-300k. We will see. Good luck and all the best for the future. 🍀💫

Deleted User

Comment was deleted

Staatsmann@Staatsmann

@D-Duck I see with Corona similarly. I had it this year already 2x. Before that I was completely spared. I hope that it is soon over or becomes weaker. But if I have seen today, how the people have stood during the infection consultation before the doctor's offices, probably still some will come.

@D-Duck First of all, of course, good improvements! Exactly, I was more concerned with the fact that you no longer have to wear a mask everywhere, 2G/3G, closed business and you hear incidences every day. You can live relatively freely again, which of course does not mean you can no longer infect yourself, whether with Corona, flu or the typical winter cold.

CashDividendGamer@CashDividendGamer

@D-Duck Get well soon.

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