And already I have six new customers đ
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@Nevs1848 No, not everyone who writes to me has also commented here before đ For most of them, I have only checked the existing contracts and made a recommendation. If a contract was concluded, then not because I would have pushed anyone to it or the like. - The desire then came from the people themselves. But was also confirmed under the one or the other post so far by those who have contacted me.
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@Dr27589 You all right, everyone is responsible for their own money and you are of course free to advertise here the products you sell. I myself do not think anything at all of pension insurance. Because the company wants to earn money, has to pay the administrative staff, has to pay you and has a lot of other costs. Of course, the policyholder has to bear all these expenses and of course they are missing from his portfolio. All you have to do is look at the cost breakdown every year.
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âą@Nevs1848 Correct. However, it should not be advertising, but simply an explanation of how the "unpopular" product can be profitable despite everything and how it works. Of course, the company wants to earn something - and so do I, of course. But if there is more net left for me in the end than without such a policy, I don't mind if someone earns something from it. The cost breakdown at the end of the year is initially "negligible" - a fund policy is only profitable in the long term, otherwise it is definitely not worthwhile. So a short observation period is not really meaningful there. But what is fact: Many of the brokered policies & many of the available options are not competitive compared to an own investment via broker.
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