Greetings Daniel 😉 I currently have an offer from ERGO (Ergo Rente Chance) - 2.5% acquisition & sales costs - management fees approx 10%!! - 0.78% effective costs - 50/50 split in MSCI World and S&P500. Is the contract okay or rather garbage? 😅 Kind regards Manuel 😊
••
@Mafi1887 Hello Manuel, - 2.5% are almost everywhere identical - management fees I find quite high, there is probably more in the text - not exorbitantly high, but can be reduced to min 0.5% (with other providers) - why complement the already very US-heavy msci world with a s&p 500?! I don't think that makes sense. Rather Europe or EM as a supplement to the World. I would not conclude so. You can also send me the documents by mail, or talk through by video. Then I also see the rest of the contract-relevant data. As with the others: personal data please transmit via Instagram (dr27589), not here.
••
All right, I'll get back to you on Insta 😉
••