Thank you for this informative post! I have been buying a unit-linked policy on DWS Deutschland since 2018 and I am clearly in the red. Is it possible to blame this on Corona and quietly let the insurance continue or should I think about selling to minimize the loss? What is your opinion about the fund? Would be happy about an answer :)
••
Hi Albert, thanks for reading!
About the fund: Did you choose it yourself, or was that the recommendation? Why only Germany? Front-end load 5%, TER 1.4%, AVG Cash 1.98%, AVG Performance 6.99%. I would never want to put it in my portfolio. But that's my personal opinion. What were your reasons for choosing a fund instead of an ETF?
About the contract itself: Unfortunately, I don't know your documents regarding costs etc. However, I can offer you the same as Tim: You can contact me via Instagram (same name) and we can exchange email/phone numbers (I don't want to post this here). Then I'll take a look at your contract documents and show you the effective costs. We can then work out together whether it pays off for you compared to an absolute 0815 savings plan.
To prevent any comments to the contrary: No, it doesn't cost you anything. No, I don't earn anything from it either.
About the fund: Did you choose it yourself, or was that the recommendation? Why only Germany? Front-end load 5%, TER 1.4%, AVG Cash 1.98%, AVG Performance 6.99%. I would never want to put it in my portfolio. But that's my personal opinion. What were your reasons for choosing a fund instead of an ETF?
About the contract itself: Unfortunately, I don't know your documents regarding costs etc. However, I can offer you the same as Tim: You can contact me via Instagram (same name) and we can exchange email/phone numbers (I don't want to post this here). Then I'll take a look at your contract documents and show you the effective costs. We can then work out together whether it pays off for you compared to an absolute 0815 savings plan.
To prevent any comments to the contrary: No, it doesn't cost you anything. No, I don't earn anything from it either.
••
@Dr27589 The fund was the recommendation or I can't even remember if I was offered alternatives...
Thanks for the offer, I'll be happy to take you up on it
Thanks for the offer, I'll be happy to take you up on it
•
11
•@GetGewinn then I'm curious to see what I get to see 😅
••