Deleted User
3Yr
Comment was deleted
@PassiveAggressive Hi Chris, thank you very much for your opinion. I recommend a combination of private deposit and pension insurance anyway. So you can make the best use of the advantages in the investment form. After all, you don't just buy one share :) Fortunately, the structures are no longer that strong with this product. The assets can be flexibly restructured during the term. If the going gets tough, the contract can also be terminated at the end of the month, but depending on age and term, capital gains tax + Soli may be due. Especially for people who have neither the leisure nor the necessary knowledge (or the incentive to acquire this), I find the pension insurance compared to other options (such as savings book) very good. The prerequisite, of course, is always sound advice. Unfortunately, many contracts are absolute crap.
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