Hello Daniel, all good and plausible what. You put there mathematically. I think that most people 80, 85 or even 90 remain healthy and lively. When I retire I want to live and not continue to save for my heirs.
@Gusti2011 Hi paolo, please note: the payout starts (usually) at 67, but can also start at 62 if you wish. the remaining money remains invested in the etf until 85 to continue generating returns - it's not about saving for your descendants, but about having a comfortable life yourself in retirement.