11Mon·

33 units are now in the portfolio! Why fixed-term deposits with less interest or UnitPlus with a low payout when it comes to the same thing? 🤷🏼‍♂️

19.02

Xtrackers II Overnight Rate Swap ETF D

Bought x12 at €127.67

€1,532.04

6 Comments

Waldemar@Wowa83

11Mon

Fixed-term deposits pay fixed interest over the fixed term. With money market ETFs, interest rates change with the ECB's decisions. The same applies only to the current moment and could change again in the course of this year.

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Waldemar@Wowa83

11Mon

@Koenigmidas Did I say something wrong?

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SGP@Koenigmidas

11Mon

@Wowa83 No, I've slipped up, sorry. You're right, of course. I see the money market from the practical usecase more as a daily allowance alternative. Last year in June I took out a product with the bank for 6 months for 2.7 in the same period, but the ezb raised it to 4% and I didn't get my investment until the end of the year....

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