2D·

Cover Europe separately or is the MSCI World sufficient?

Hey guys,

I've been using an ETF savings plan for about 4 months now - unfortunately I gambled a bit on individual stocks before that, so I learned quickly.

I'm currently running monthly:

$IWDA (+1.3%) - 400 €

$EIMI (+0.75%) - 240 €

$WSML (+0.92%) - 140 €

In total €780, and I actually feel comfortable with that.

But: I'm thinking about adding a 4th ETF - e.g. Amundi STOXX Europe 600 or a Europe Small Cap.

What do you think?

Does it make sense to cover Europe separately or is the share in the MSCI World enough?

I'm somehow unsure about Europe - opportunities are there, but growth is rather sluggish, isn't it?

I would appreciate your opinions!

Stay as it is or mix in some European spice?

7 Comments

GMK_VII@GMK_VII

This is purely a matter of taste. No one can predict whether the $EXSA will outperform the $VUSA and, if so, whether in the short or long term.
For me personally, the weighting of the USA in $IWDA is too high; I feel more comfortable with a lower weighting of 50-55%.

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Mathias R.@Mathias_Rr

What percentage ratio do you have?

I'm now at 90/10 World/EMI and in my head it's the simplest way.

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WTK@WTK

My current percentage ratio is around 50/30/20

However, I would then increase to €1,000 per month and invest 45% World (€450) - 25% Emerging Markets (€250) - 15% Small Cap (€150) - 15% Europe (€150)

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Mathias R.@Mathias_Rr

@WTK you can definitely do it this way, I think the longterm return is similar to an all world / or 90/10 portfolio.
But if you enjoy it and want to rebalance from time to time, that's great (with and without Europe)

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WTK@WTK

@Mathias_Rr Thank you for your feedback

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Echsenkönig Atokarn@Bezehgombjuderstimme

It really is a matter of taste. I have both the DAX and the Stoxx 600 in smaller shares. I have recently invested directly in the Indian market with an ETF in addition to the EM.

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Echsenkönig Atokarn@Bezehgombjuderstimme

@Bezehgombjuderstimme PS. I have 50% USA in my portfolio and have deliberately reduced it.

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