7Mon·

My target allocation

This is my target allocation for long term growth, what do you guys think?

Invesco FTSE All-World $FWRG (+0.13%) – 80%
Invesco Global Multifactor $IQSA (+0.25%) – 15%
Amundi MSCI USA Daily (2x) Leveraged $CL2 (+0.48%) - 5%

Monetary Fund: Amundi Euro Government Bond 0-6 M $C3M (+0.02%)

Fixed monthly investing in:

Bitcoin
Gold

2 Comments

Jose@Kspykee

7Mon

Great base, maybe too much exposure to Cryptos for my taste.
I've seen accumulation and distribution ETFs at the same time, I don't know if it's premeditated.

Generally speaking, I like it, especially in long term portfolios, something like corporate bonds (less volatile but more resistant to crises) would be missing.

Very good way.

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Charles Grayson@CharlesGrayson

7Mon

Thank you for your feedback! 😊 I plan to make a consistent monthly investment in crypto through a hardware wallet — investing €100 into BTC every month, regardless of the price — and aim to keep a 5% allocation to it within my overall portfolio.

All my ETFs are accumulating, with the exception of SCHD.

My target asset allocation is 80% equities, 10% gold plus BTC, and 10% in a bond ladder. For the bond ladder, I’m planning a 3-year ladder of iShares corporate bonds with set maturity dates. I have an perpetual time horizon.

At the moment, my portfolio is slightly unbalanced on the bond and cash side because I’m preparing to buy a house within the next year. However, if you take a look at my current holdings, you’ll see that I already have some exposure to EU corporate bonds😊

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