3Wk·

Invest

Good evening, I would like to invest another 600 euros. Unfortunately, my savings plan is only 30 euros as I am still at school. Should I simply invest in Etfs or e.g. $1211 (+2.01%) expand or $O (+0.17%) expand. Looking forward to your feedback!

5Positions

€890.54

10.18%

12 Comments

tommycash@tommycash

3Wk

Put everything into ETFs - if purchases cost fees and the savings plan doesn't, then use the savings plan 🤝

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Kai@Dividenden-Sammler

3Wk

I can only agree with the previous speaker. I would also continue to expand the MSCI World ETF - simply spread the money to be invested over 2-3 monthly installments and increase the savings plan accordingly if you have one.
As you are still young and at the beginning of your investment journey, I would concentrate on the ETF. Time will definitely play in your favor. Even if it may seem boring, it's the best decision in the long term.

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Disco_Stu@Disco_Stu

3Wk

Hi, it's great that you're saving something. For you 600€ is a lot of money and you are still quite "new" to investing, I advise you to invest the 600€ in tranches. Spread the 600€ over 3x 200€ tranches-> September October November. Make 160€ (etf) and 40€ (shares). You simply let the €30 per month continue as before. With tranches, you minimize your risk of investing the €600 all at once at the wrong time.

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Alex_2001@Alex_2001

3Wk

S&P or Nasdaq ETF would make sense. You can't go wrong with that...

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Florian@Sonorous

3Wk

If I were you, I would refrain from $O. As an Austrian in particular, this is unfortunately extremely unfavorable from a tax perspective

It's best to simply continue saving in your MSCI World 😉

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Harald@Madhatter5566

3Wk

Let's put it this way: look at O and the Etfs.... in the long run. Bottom line.... then decide. Not dividend... but total return.

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Catpitalist@Catpitalist

3Wk

Invest ai stock like $ALAB $AMD $NBIS and quantum $QBTS $IONQ, dont fear the risk. see my portfólio

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MEMO@MEMO1993

3Wk

If I were you, I would also invest in an ETF, but I would only put the remaining 30% in gold shares in the event of a setback. You don't need to invest the 600 euros now, it's always good to have a small cash position otherwise continue to save. If you want to build up a long-term dividend portfolio on the side so that you get a little encouragement because of the money 💸 then I recommend dividend growth companies. Companies that are strong on the market increase their dividends every year and also their cash flow. The best example is something like Microsoft or alphabet, novo, ect. Don't be in a hurry because there are plenty of opportunities. So just keep saving and then buy MSCI or s&p500 in 3 tranches in case of setbacks, later deal with individual stocks and also invest in solo. Why? You are young and you can get more return and if you invest it in healthy big companies if you are unsure you can invest 60 40 or 70 30 big positions etfs

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Wiktor_06@Wiktor_06

3Wk

300€ ETFx and 300€ Bitcoin

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Echsenkönig Atokarn@Bezehgombjuderstimme

3Wk

It's really good that you're starting so early. In your situation, however, I would only save in the 2 ETFs for the next few years. You won't do anything wrong and won't risk too much with individual shares.

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Scgian@Scgian

3Wk

Bitcoin and Ethereum are missing!

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GurkiHDx@GurkiHDx

3Wk

Butter everything in the MSCI World and that's it.

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