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Moin,

savings rate --> 0%

I only buy what I really want. At the same time, I get rid of another item (via eBay). Otherwise, you clutter up your home and you get a few more dollars for the sale.

And if I have everything I think I need, then all that's left is the "savings rate"... So it's never the same. Sometimes also negative ;) (e.g. 2 weeks vacation in the Maldives)

Lives quite cool with it!

Best regards!
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@ThomasTheTrain Vacation is simply a must 😎