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Variuzoo
@Variuzoo
1Mon·

I would like to add gold to my ETF portfolio. Since I don't have a huge savings rate as a student, it doesn't make sense for me to buy physical gold, which is why I would like to use a gold ETC. Trade Republic offers the $SGBS (+0.09%) and the $WGLD (+0.08%) .

The $SGBS (+0.09%) stores the gold in Switzerland and the $WGLD (+0.08%) in Great Britain. As far as I understand it, with both you have the right to have the gold physically delivered to you if you want it at some point. I am now wondering which of the two ETCs makes more sense and whether there are any fundamental differences. Can anyone tell me which one is more suitable? My monthly savings rate is currently €100, which I can currently choose between the $VWCE (-0.55%) (70%) $GGRP (-0.62%) (15%) $FGEQ (-0.74%) (15%). Now I would like to add some gold with 5-10%. My investment horizon is 20+ years.

I look forward to your advice.

LG

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24 Comments
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ToDaMoon@randomdude
1Mon
Make absolutely sure that the profits are tax-free after a holding period of one year. I would research this thoroughly for the products you mentioned. Otherwise, open a (second) custody account with another broker that offers $EWG2.
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Chris@Gally
1Mon
I save the $EWG2 and have created a scalable depot especially for this purpose
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Roger@Roger_
1Mon
@Gally Which WKN is that on Scalable? $EWG2LD ? I can't find the "real" $EWG2 there
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Chris@Gally
1Mon
EWG2LD

DE000EWG2LD7
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Roger@Roger_
1Mon
@Gally Great! Thank you very much :) I think the tax exemption after one year and the possibility of physical issuance are both given? Then my savings plan can start soon :)
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Bimbam@Klambam
3Wk
@Gally Chris, is the account free of charge if I only want to save gold there? Do you have a link for referring friends?
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Chris@Gally
3Wk
@Klambam sure, I'll be happy to send you :)
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Chris@Gally
3Wk
@Klambam Do as I do and invest with Scalable Capital. Use my link to create an account today. https://de.scalable.capital/einladung/bfdp8f
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Ph1l1pp@Ph1l1pp
1Mon
There are countless articles on the subject. However, I personally don't see the added value in saving gold under the given conditions, i.e. low savings rate and your age
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Metis@Metis
1Mon
The @Aktienmasseur recently made an article about this. Have a look there? It was about gold via TR with the option of delivery.
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ToDaMoon@randomdude
1Mon
@Metis It may be - I don't know exactly - that a possible delivery is not sufficient for tax exemption. I would therefore only take a product that demonstrably fulfills this criterion.
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Metis@Metis
1Mon
@randomdude You can read about this from the provider.
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Variuzoo@Variuzoo
1Mon
As far as I could gather from the factsheet, it is the case that you can sell tax-free after one year of holding.
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Aktienmasseur@Aktienmasseur
1Mon
@randomdude It's exactly the same with WisdomTree😆
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Variuzoo@Variuzoo
1Mon
@Aktienmasseur So do you mean that you can sell tax-free after one year or that this is not the case here?
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Aktienmasseur@Aktienmasseur
1Mon
@Variuzoo Yes, you can sell here tax-free after one year
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Variuzoo@Variuzoo
1Mon
@Aktienmasseur many thanks :)
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Variuzoo@Variuzoo
1Mon
@Aktienmasseur I have one more question: what happens if WisdomTree goes bankrupt? Are my shares in gold secured?
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Aktienmasseur@Aktienmasseur
1Mon
@Variuzoo Unfortunately, I can't answer that for you. But it should be written in the corresponding product PDF
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Filipe@fpena
1Mon
@Metis How much do you need to invest to be suitable for gold delivery?
If I am correct, with $EWG2 , the investment required is quite high..
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Aktienmasseur@Aktienmasseur
1Mon
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KonradM@KonradM
1Mon
I save at TR $IGLN maybe that's something for you too.
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Variuzoo@Variuzoo
1Mon
@KonradM I'll take a look. Thanks 👍🏼
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KonradM@KonradM
1Mon
@Variuzoo In addition to gold, I also save silver. Simply for the reason that I see gold as a good diversification against inflation, and silver is likely to become more and more important due to industry and e-mobility etc. $SSLN

But bear in mind that this should also be set aside for the long term for at least 1 year.
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