3D·

📆 Review May 2025

💹 Performance #mai25

  • Monthly performance: +5,4 %
  • Annual target: +15 %, currently at -3 %
  • IPQ (Investment Progress Quota): 116,9
  • Robo-Advisor overall performance: +24,9 %
  • Exchange rate CHF → EUR: 1 franc = 1.07 euro


🔍 Highlights in May

  • Hot factor favorite: Ferrari
  • King Midas factor: Xpeng


📈 Investments & changes


🧾 Individual shares, ETFs & savings plans

The savings plan currently only runs on Cheesecake Factoryas already reported last month.

I have fully built up my savings buffer and am now starting to buy into my old portfolio. Many people will say: "That doesn't make any sense" - but it does for me! I started this month with my personal Fallen Angels this month.

First performance:


Before the penny stocks catch their breath: in June it's Waste Management is back in the portfolio.


🪙 Crypto

  • Partial sales & portfolio adjustments


🖼 NFTs & music rights

  • NFTsNo new developments
  • Music rights (Globalrockstars): No new shares


⌚ Timeless

  • One new share in Cartier Tank - thanks to discount coupon 🤑


🍷 Winery

  • No news


💡 Crowdcube

  • Relai-Update: For each share there were 12 new shares. Current status: +95 %


🃏 Pokémon cards

  • New set "Eternal Rivals": Immediately sold out mercilessly at RRP


✉️ Job & application

  • I might apply for a deputy manager position - but not ready yet.


💰 Interest (Vivid)

  • New interest model: Interest is still available from €10,000 - but only at a reduced rate.


🎙 Podcast

  • Season 3, episode 1 is online: "Financial goals"


🏠 Real estate

  • No new developments


🏎 Travel report: #Formula1inBarcelona

As some have seen here: I was at the F1 race in Barcelona.

Short version: result okay, but unfortunately no Ferrari win.


Lesson for life: In future I will only book grandstand seats. Why?

It was brutally hot and although I was there 7 (!) hours before the race started, I was asked 10 minutes before the start to "please make some room". 20 minutes later the space was free because the guy was too hot. Thanks too.

Then there was the parking lot chaos:

  • Saturday: uncoordinated
  • Sunday: The marshals finished work at 6 pm - and there were minor crashes, endless traffic jams and sheer chaos. We stood in the parking lot for 3 hours.


🧾 Financial facts about the trip:

  • Trip (ID.4)10 hours there & back
  • Toll France (there & back): 2× 77,70 €
  • Charging costs: 7x charging → 223,90 €
  • Total distance: approx. 2,400 km
  • Fuel prices: Petrol €1.26, diesel €1.14 → significantly cheaper than in DE
  • Parking fees:
  • Race track: 80 €
  • Hotel: 18 €
  • Hotel with breakfast (13 km from the track): 232,35 €/person
  • Food on the course: 8-13 €
  • Evenings:
  • All-you-can-eat sushi: 19 €
  • Tapas: 25 €
  • Ice cream: 3 €/scoop
  • Soccer eveningPSG vs. Inter 5:0
  • Cigars + cocktails at the bar2 thick cigars + disgusting 50/50 mix 😅


🔭 Outlook for June 2025

Two weeks vacation to the North Sea. Afterwards, the tax consultant is waiting for our annual financial date.


💬 And what about you?


How did your May go?

📌 If my content or anything else annoys you - use the block function 😉

🎉 If you're celebrating my trip - leave a follow!


Thanks for reading & see you soon! 🙌

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21 Comments

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Great, I'll be near Monaco next week and will be able to see the dismantled track again🤣.
Fuel prices make me happy

The children's ice cream consumption is already bringing tears to my eyes 🤣
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@GoDividend I thought they only get rice?
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@DonkeyInvestor but not on vacation. What should all these strangers think of us?
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@GoDividend We buy things we don't need with money we don't have to impress people we don't like.

Is there no travel ice cream?
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@DonkeyInvestor mochi? Are you crazy? Do you know how much it costs? 🤣
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@GoDividend less than 3 euros / ball?
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Oh, my parents-in-law are also spending three weeks at the North Sea in June. Give them my best wishes 👍
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As always, a nice report. Maybe you'd like to explain your factor calculations (if you haven't already and I've overlooked it).

The costs are also very interesting. Especially that all you can eat sushi only costs 19€.
How much did the cigars and cocktails cost 😅

My summary will follow. I'm still missing two dividends, so it's not quite complete yet.
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@DividendenWaschbaer I would be happy to uncover the factor list again. Cigar 13 euros a piece and the hard mixed drinks 10 euros a glass but was not good
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@Koenigmidas less the list than the way to the result. How do you calculate and why and so on. That's the interesting thing. Anyone can make a finished list 😉
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@DividendenWaschbaer In principle, the list consists of the following components:
Imagine a large watchlist containing numerous shares. At the beginning of the year, all shares start with a factor of 0 to ensure equal opportunities.

Every time a positive analyst assessment is published, insider buying takes place or price targets are raised, the respective share receives a point - i.e. a factor.

In the event of negative signals such as sell recommendations, insider selling, downgrades or reduced dividends, the factor is immediately set to 0 and the share is removed from the list.

In addition, for a share to be included in the list at all, its current price must be at least 15 % below the analysts' average target price.

The factor ultimately serves as a decision-making aid - a kind of signal strength indicator for potentially interesting shares.

In order to be able to track the performance of the top stocks better, I have entered them into the race at Informunity.https://www.informunity.de/portfolio.p?PFID=194170


I have two lists so that the deleted ones don't get lost. List 1 with calculated price target approx. 900 stocks List two all with factor 0 of the current year approx. 2200 stocks.
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@Koenigmidas crazy. Thank you.
And how do you track analyst estimates and insider purchases? What if one insider sells and another buys?

With this number of stocks, should that actually happen automatically?
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@DividendenWaschbaer Well, in principle you don't track the share but the news, so you are through much faster instead of going through all the values individually. If you buy and sell at the same time, the sale carries more weight.
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I don't always quite understand "annual targets". You can totally ignore them, it just depends on how the market ticks. Instead, set 10-year targets, or "invested capital targets"
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@Dellou So my annual target is to achieve a return of 15% per year, then the portfolio will double every 6 years. Since 2017, my average return has been 34.2%, so I'm still in good spirits
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The simple $CSPX has outperformed your monthly performance... 🐸☕️
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@TechNav then that's how it is. And it's only a snapshot because when I look at the 5-year history, he only gets 97% and I get 270%🤡
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@Koenigmidas Your entire post is a snapshot 🤡Then you also have to expect snapshot comments
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@TechNav There is nothing to counter this
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Hi, may I ask which crowdfundings you participated in at relai and how you valued the shares? Are you using the last share price (US$5.2087)?
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@meddi at crowdcube where the course is updated regularly
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