Do any of you have experience with the currency accounts of $WISE (-7.21%) ? I'm considering opening an account there due to frequent trips abroad, but does it really make sense?
Payment abroad: Covers my credit card with a fair exchange rate. I don't see any high fees or any at all. There would be $WISE (-7.21%) no advantage in my opinion.
Withdrawing money: I also have a credit card there with no fees when withdrawing, however the foreign ATMs take high processing fees. Does the debit card help me here? $WISE (-7.21%) debit card do me any good? I don't think so either. ATM fees remain here too, although I could withdraw USD directly. Possibly a better exchange rate by exchanging the currency beforehand at $WISE (-7.21%) yourself?!
Do I see this correctly, or what advantages do you have with the currency accounts?
Many thanks in advance