Thanks for the explanation. These are partly new insights for me. But what if you have invested 95% in an accumulating ETF and want to put an additional 5% in a dividend ETF (for the purpose of an exemption order)? Both ETFs as long positions, of course.
••
@Frank551 You can of course do this, but the upfront lump sum means that the high benefits of an accumulating ETF are no longer as high as they were previously with a distributing ETF. Nevertheless, you can also simply earn X amount of dividends from the ETF itself by realizing profits. In the case of the accumulating ETF, further shares are bought in the background with the profits realized. With a distributing ETF, you receive dividends after tax in your account.
••
@Aktienmasseur if I start selling something with the accumulator, it means trouble with my wife 😀 she thinks I should hold it until I retire (35 years old). So I can't manage that with her.
That's why I'm thinking about a high dividend ETF. I've had a savings plan for a month now. 100 euros a month and 400 euros a month in the All 🌍. The All 🌍 will be increased by 100 euros a year and the distributor will be increased by 50 euros a year.
As a relative newcomer to the stock market, I know that accumulating 🌍 ETFs perform better (compound interest, etc.) than distributing ones. But it has bothered me for 4 years now that every year the exemption order goes unused. Year after year. That's why I've added a risky distributor ETF to my portfolio.
That's why I'm thinking about a high dividend ETF. I've had a savings plan for a month now. 100 euros a month and 400 euros a month in the All 🌍. The All 🌍 will be increased by 100 euros a year and the distributor will be increased by 50 euros a year.
As a relative newcomer to the stock market, I know that accumulating 🌍 ETFs perform better (compound interest, etc.) than distributing ones. But it has bothered me for 4 years now that every year the exemption order goes unused. Year after year. That's why I've added a risky distributor ETF to my portfolio.
••
@Frank551 However, you can also make use of the exemption order by realizing profits from your accumulating ETF and putting the amount back into the ETF after the sale. You will then no longer have to pay tax on the same amount later.
You do not need dividends for the exemption order
You do not need dividends for the exemption order
•
11
•